Roselle, NJ 07203


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 6179
Date Established 1949
Assets $36.76 million
Loans $18.76 million
Deposits $30.95 million
Capital $6.05 million

Community Financial Services is an NCUA insured institution located in Roselle, NJ. It was founded in 1949 and has approximately $36.76 millions in assets.

Deposit Rates - February 20, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Fixed IRA
0.55% $2,500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
12 Mo CD
0.55% $2,500 - Learn MoreShow Less
24 Mo CD
0.85% $2,500 - Learn MoreShow Less
36 Mo CD
1.10% $2,500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
1.10% $2,500 - Learn MoreShow Less

Loan Rates - February 20, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for COMMUNITY FINANCIAL SERVICES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
First Internet Bank
NMLS ID: 424182
4.146% 4.125% 0.25 $638 $1,212 Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info
Flagstar Bank
Flagstar Bank
Intro APR
3.490 %
After Intro: 6.240 %
Intro Period: 6 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Community Financial Services branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Community Financial Services Locations

Financial Details

Community Financial Services Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Community Financial Services. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Community Financial Services U.S. Average
1.50% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Community Financial Services had $91,897 in non-current loans and $15,865 in owned assets. To cover these potential losses it had $6,045,404 in net worth and $1,148,031 in loans loss reserves. That gives it a Texas Ratio of 1.50%.

Net Worth
Community Financial Services U.S. Average
16.44% 13.21%

Community Financial Services FCU has a net worth of 16.44% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.


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