COMMUNITY FINANCIAL SERVICES

149 ST. GEORGE AVE.
Roselle, NJ 07203

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 6179
Date Established 1949
Assets $35.81 million
Loans $17.34 million
Deposits $30.34 million
Capital $5.50 million

Community Financial Services is an NCUA insured institution located in Roselle, NJ. It was founded in 1949 and has approximately $35.81 millions in assets.

Deposit Rates - May 24, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.55% $2,500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
12 Mo CD
0.55% $2,500 - Learn MoreShow Less
24 Mo CD
0.85% $2,500 - Learn MoreShow Less
36 Mo CD
1.10% $2,500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
1.10% $2,500 - Learn MoreShow Less

Loan Rates - May 24, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for COMMUNITY FINANCIAL SERVICES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.250% 5.250% 0.00 $0 $1,381 Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
3.905% 3.875% 0.38 $900 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to COMMUNITY FINANCIAL SERVICES
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Branches

Below are Community Financial Services branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Community Financial Services Locations


Financial Details

Community Financial Services Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Community Financial Services. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Community Financial Services U.S. Average
3.88% 7.49

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2018, Community Financial Services had $237,271 in non-current loans and $15,865 in owned assets. To cover these potential losses it had $5,500,673 in net worth and $1,023,881 in loans loss reserves. That gives it a Texas Ratio of 3.88%.

Net Worth
Community Financial Services U.S. Average
15.36% 13.61%

Community Financial Services FCU has a net worth of 15.36% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Community Financial Services

Branches and Savings

What is Community Financial Services?

A federal credit union, registered with the NCUA under certificate #6179.
Learn more about credit unions here.

Is Community Financial Services FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Community Financial Services?

Please see Field of Membership information above for information on who is eligible to join.

What are Community Financial Services's share account and share certificate rates?

Community Financial Services's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Community Financial Services?

Community Financial Services has total capital of $5.50 million. Full information on Community Financial Services's financial position is located above.

Who owns Community Financial Services?

Credit Unions are owned by their members.

Where are Community Financial Services branches located?

See branch locations nearby.

Are Community Financial Services ATMs Open 24/7?

Do Community Financial Services ATMs accept cash deposits?

Can Community Financial Services customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Community Financial Services have a mobile app?

Does Community Financial Services have mobile deposit?

Does Community Financial Services have quick pay?

How can Community Financial Services transfer money to other banks or credit unions?

Does Community Financial Services report to credit bureaus?

Does Community Financial Services use Chexsystems?

Does Community Financial Services use Equifax?

What is Community Financial Services's toll free phone number?

What is Community Financial Services's ACH Routing Number?

What is Community Financial Services's SWIFT code?

Where can I find Community Financial Services's wire transfer form?

What is the Community Financial Services address for deposits?

What Products Does Community Financial Services Offer

Does Community Financial Services offer mortgages?

Compare mortgage rates here.

Does Community Financial Services offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Community Financial Services offer auto and RV loans?

Compare auto loan rates here.

Does Community Financial Services offer student loans or personal loans?

Compare personal loan rates here.

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