COMMUNITY FIRST

9637 N GREENVILLE
Lakeview, MI 48850

Notable Rates APY Vs.Others
Savings N.A. 2.20% →
1-Year CD N.A. 2.20% →
2-Year CD N.A. 2.20% →
5-Year CD N.A. 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

Community First is an NCUA insured institution located in Lakeview, MI. It was founded in 1985 and has approximately $65.74 millions in assets.

NCUA Insured Yes
Charter Number # # 24199
Date Established 1985
Assets $65.74 million
Loans $61.93 million
Deposits $60.84 million
Capital $4.37 million
 

Deposit Rates - February 21, 2020

Your Current Location: Virginia, VA 20146

We do not yet have rates for Community First

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Community First

Note to Community First
To upload and update your credit union's rates please register. It is free to register and add rates.

There are currently no rates available for Community First, but see these great savings and CD rates:

Advertiser Disclosure

Loan Rates - February 21, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for COMMUNITY FIRST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.375% 3.375% 0.00 ($22) $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to COMMUNITY FIRST
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Community First branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Community First Locations


Financial Details

Community First Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Community First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Community First U.S. Average
13.70% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Community First had $651,949 in non-current loans and $0 in owned assets. To cover these potential losses it had $4,370,240 in net worth and $389,571 in loans loss reserves. That gives it a Texas Ratio of 13.70%.

Net Worth
Community First U.S. Average
6.9% 13.65%

Community First FCU has a net worth of 6.9% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Community First

Branches and Savings

What is Community First?

A federal credit union, registered with the NCUA under certificate #24199.
Learn more about credit unions here.

Is Community First FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Community First?

Please see Field of Membership information above for information on who is eligible to join.

What are Community First's share account and share certificate rates?

Community First's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Community First?

Community First has total capital of $4.37 million. Full information on Community First's financial position is located above.

Who owns Community First?

Credit Unions are owned by their members.

Where are Community First branches located?

See branch locations nearby.

Are Community First ATMs Open 24/7?

Do Community First ATMs accept cash deposits?

Can Community First customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Community First have a mobile app?

Does Community First have mobile deposit?

Does Community First have quick pay?

How can Community First transfer money to other banks or credit unions?

Does Community First report to credit bureaus?

Does Community First use Chexsystems?

Does Community First use Equifax?

What is Community First's toll free phone number?

What is Community First's ACH Routing Number?

What is Community First's SWIFT code?

Where can I find Community First's wire transfer form?

What is the Community First address for deposits?

What Products Does Community First Offer

Does Community First offer mortgages?

Compare mortgage rates here.

Does Community First offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Community First offer auto and RV loans?

Compare auto loan rates here.

Does Community First offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Community First

There are currently no comments for Community First. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →