Community First Credit Union

Headquarters

2043 E Prospect Rd
Ashtabula, OH 44004
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ACH 241273706

Notable Rates APY Vs.Others
Savings 0.10% 4.35% →
1-Year CD 0.65% 4.59% →
2-Year CD 0.80% 4.50% →
5-Year CD 1.00% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Community First is an NCUA insured institution located in Ashtabula, OH. It was founded in 1955 and has approximately $98.68 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 61094
Date Established 1955
Assets $98.68 million
Loans $46.64 million
Deposits $84.14 million
Capital $13.54 million
 

Field of Membership Restrictions

Community First CU of Ohio is open to the residents, registered students, church members, and people that maintain employment in Ashtabula County as well as the family members of current CU members.

Deposit Rates - September 30, 2026

Your Current Location: New Jersey, NJ

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.60% $10,000 $14,999 Learn More
6 Mo CD
0.60% $100,000 $199,999 Learn More
12 Mo CD
0.65% $10,000 $14,999 Learn More
12 Mo CD
0.65% $100,000 $199,999 Learn More
24 Mo CD
0.70% $10,000 $14,999 Learn More
24 Mo CD
0.80% $100,000 $199,999 Learn More
36 Mo CD
0.75% $10,000 $14,999 Learn More
36 Mo CD
0.85% $100,000 $199,999 Learn More
48 Mo CD
0.80% $10,000 $14,999 Learn More
48 Mo CD
0.90% $100,000 $199,999 Learn More
60 Mo CD
0.90% $10,000 $14,999 Learn More
60 Mo CD
1.00% $100,000 $199,999 Learn More

Loan Rates - September 30, 2026

Your Current Location: New Jersey, NJ

There are currently no loan rates available for Community First

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - New Jersey 30 Year Fixed Mortgage Rates 2026

View more mortgage rates

Featured - New Jersey Home Equity Line Of Credit Rates 2026

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Note to Community First
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Branches

Below are Community First branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Elizabeth,New Jersey


Community First Locations


BranchDistance Map View Lobby Hours

credit union office

358.04 A View Lobby Hours


Climate Policy and Initiatives

COMMUNITY FIRST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Community First Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Community First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Community First U.S. Average
6.96% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Community First had $911,924 in non-current loans and $45,461 in owned assets. To cover these potential losses it had $13,535,087 in net worth and $230,235 in loans loss reserves. That gives it a Texas Ratio of 6.96%.

Net Worth
Community First U.S. Average
13.72% 14.48%

Community First FCU has a net worth of 13.72% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Community First

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