Community Service Credit Union

Headquarters

250 Fm 2821 Rd W
Huntsville, TX 77320
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 2.55% →
1-Year CD 0.79% 2.80% →
2-Year CD 0.83% 3.20% →
5-Year CD 1.00% 3.65% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Community Service is an NCUA insured institution located in Huntsville, TX. It was founded in 1954 and has approximately $130.53 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 67974
Date Established 1954
Assets $130.53 million
Loans $94.41 million
Deposits $119.55 million
Capital $13.11 million
 

Field of Membership Restrictions

Community Service CU is open to the residents, people that maintain employment, church members, and registered students in Walker County, Texas as well as the current and retired employees of the Texas Dept. of Criminal Justice, Windham Schools, Corrections Corporations of America, and other select CU-affiliated SEG's along with the family members of qualified participants.

Deposit Rates - August 13, 2022

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.15% $2,500 $4,999 Learn More
Money Market
0.70% $2,500 $2,999 Learn More
Money Market
0.75% $10,000 $14,999 Learn More
Money Market
0.75% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.60% $100,000 $199,999 Learn More
12 Mo CD
0.69% $10,000 $14,999 Learn More
12 Mo CD
0.79% $100,000 $199,999 Learn More
18 Mo CD
0.86% $10,000 $14,999 Learn More
18 Mo CD
0.86% $100,000 $199,999 Learn More
24 Mo CD
0.83% $10,000 $14,999 Learn More
24 Mo CD
0.83% $100,000 $199,999 Learn More
36 Mo CD
0.95% $10,000 $14,999 Learn More
36 Mo CD
0.95% $100,000 $199,999 Learn More
48 Mo CD
0.98% $10,000 $14,999 Learn More
48 Mo CD
0.98% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.00% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.09% $2,500 $3,499 Learn MoreShow Less

Loan Rates - August 13, 2022

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for COMMUNITY SERVICE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
5.043% 4.990% 0.63 $1,502 $1,341 Learn More
Morty, Inc.
NMLS ID: 1429243
4.697% 4.625% 0.88 $2,098 $1,286 Learn More
PADDIO
NMLS ID: 1907
5.301% 5.125% 1.00 $5,000 $1,362 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
4.851% 4.750% 0.75 $2,920 $1,305 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

Note to COMMUNITY SERVICE
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Community Service branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Community Service Locations



Climate Initiatives

COMMUNITY SERVICE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Community Service Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Community Service. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Community Service U.S. Average
7.22% 4.75

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2022, Community Service had $948,138 in non-current loans and $25,000 in owned assets. To cover these potential losses it had $13,111,194 in net worth and $365,679 in loans loss reserves. That gives it a Texas Ratio of 7.22%.

Net Worth
Community Service U.S. Average
10.04% 12.28%

Community Service FCU has a net worth of 10.04% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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