PO BOX 8069
Kentwood, MI 49518

Notable Rates APY Vs.Others
Savings 0.10% 2.20% →
1-Year CD 1.25% 2.20% →
2-Year CD 1.25% 2.20% →
5-Year CD 2.50% 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

Community West is an NCUA insured institution located in Kentwood, MI. It was founded in 1967 and has approximately $190.06 millions in assets.

NCUA Insured Yes
Charter Number # # 61677
Date Established 1967
Assets $190.06 million
Loans $148.71 million
Deposits $164.57 million
Capital $22.16 million

Field of Membership Restrictions

Community West CU is open to the residents, people that maintain employment, church members, and registered students in these Michigan Counties; Allegan, Barry, Ionia, Kent, or Ottawa, retired seniors within the listed counties that are 55+, receives any form of income compensation, along with a membership in a senior directed organization or community, as well as any current CU members regardless of residence location, CU employees, and the family members of these eligible members.

Deposit Rates - February 19, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.35% $2,500 $9,999 Learn MoreShow Less
Money Market
0.45% $10,000 $49,999 Learn MoreShow Less
Fixed IRA
1.25% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.75% $500 - Learn MoreShow Less
6 Mo CD
1.00% $500 - Learn MoreShow Less
12 Mo CD
1.25% $500 - Learn MoreShow Less
18 Mo CD
1.25% $500 - Learn MoreShow Less
24 Mo CD
1.25% $500 - Learn MoreShow Less
30 Mo CD
1.25% $500 - Learn MoreShow Less
36 Mo CD
1.75% $500 - Learn MoreShow Less
48 Mo CD
1.95% $500 - Learn MoreShow Less
60 Mo CD
2.50% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.40% $1 - Learn MoreShow Less

Loan Rates - February 19, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for COMMUNITY WEST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
4.668% 4.625% 0.00 $1,250 $1,286 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
NMLS ID: 2890
License#: MC-3098
3.375% 3.375% 0.00 ($80) $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Community West branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Community West Locations

Financial Details

Community West Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Community West. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Community West U.S. Average
5.07% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Community West had $1,145,892 in non-current loans and $52,887 in owned assets. To cover these potential losses it had $22,163,793 in net worth and $1,483,963 in loans loss reserves. That gives it a Texas Ratio of 5.07%.

Net Worth
Community West U.S. Average
11.66% 13.65%

Community West FCU has a net worth of 11.66% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Community West

Branches and Savings

What is Community West?

A federal credit union, registered with the NCUA under certificate #61677.
Learn more about credit unions here.

Is Community West FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Community West?

Please see Field of Membership information above for information on who is eligible to join.

What are Community West's share account and share certificate rates?

Community West's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Community West?

Community West has total capital of $22.16 million. Full information on Community West's financial position is located above.

Who owns Community West?

Credit Unions are owned by their members.

Where are Community West branches located?

See branch locations nearby.

Are Community West ATMs Open 24/7?

Do Community West ATMs accept cash deposits?

Can Community West customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Community West have a mobile app?

Does Community West have mobile deposit?

Does Community West have quick pay?

How can Community West transfer money to other banks or credit unions?

Does Community West report to credit bureaus?

Does Community West use Chexsystems?

Does Community West use Equifax?

What is Community West's toll free phone number?

What is Community West's ACH Routing Number?

What is Community West's SWIFT code?

Where can I find Community West's wire transfer form?

What is the Community West address for deposits?

What Products Does Community West Offer

Does Community West offer mortgages?

Compare mortgage rates here.

Does Community West offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Community West offer auto and RV loans?

Compare auto loan rates here.

Does Community West offer student loans or personal loans?

Compare personal loan rates here.

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