CONE DRIVE GEARS

Headquarters

825 Lake Ave
Traverse City, MI 49684
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Cone Drive Gears is an NCUA insured institution located in Traverse City, MI. It was founded in 1951 and has approximately $3.5 millions in assets.

NCUA Insured Yes
Charter Number # # 7281
Date Established 1951
Assets $3.50 million
Loans $0.67 million
Deposits $2.56 million
Capital $0.94 million
 

Deposit Rates - January 19, 2021

Your Current Location: Connecticut, CT 06828

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Loan Rates - January 19, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for CONE DRIVE GEARS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.701% 2.625% 1.00 $2,495 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

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Branches

Below are Cone Drive Gears branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Cone Drive Gears Locations


Financial Details

Cone Drive Gears Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cone Drive Gears. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Cone Drive Gears U.S. Average
0.16% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Cone Drive Gears had $1,544 in non-current loans and $0 in owned assets. To cover these potential losses it had $936,480 in net worth and $5,759 in loans loss reserves. That gives it a Texas Ratio of 0.16%.

Net Worth
Cone Drive Gears U.S. Average
26.73% 12.91%

Cone Drive Gears FCU has a net worth of 26.73% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Cone Drive Gears

Branches and Savings

What is Cone Drive Gears?

A federal credit union, registered with the NCUA under certificate #7281.
Learn more about credit unions here.

Is Cone Drive Gears FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Cone Drive Gears?

Please see Field of Membership information above for information on who is eligible to join.

What are Cone Drive Gears's share account and share certificate rates?

Cone Drive Gears's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Cone Drive Gears?

Cone Drive Gears has total capital of $0.94 million. Full information on Cone Drive Gears's financial position is located above.

Who owns Cone Drive Gears?

Credit Unions are owned by their members.

Where are Cone Drive Gears branches located?

See branch locations nearby.

Are Cone Drive Gears ATMs Open 24/7?

Do Cone Drive Gears ATMs accept cash deposits?

Can Cone Drive Gears customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Cone Drive Gears have a mobile app?

Does Cone Drive Gears have mobile deposit?

Does Cone Drive Gears have quick pay?

How can Cone Drive Gears transfer money to other banks or credit unions?

Does Cone Drive Gears report to credit bureaus?

Does Cone Drive Gears use Chexsystems?

Does Cone Drive Gears use Equifax?

What is Cone Drive Gears's toll free phone number?

What is Cone Drive Gears's ACH Routing Number?

What is Cone Drive Gears's SWIFT code?

Where can I find Cone Drive Gears's wire transfer form?

What is the Cone Drive Gears address for deposits?

What Products Does Cone Drive Gears Offer

Does Cone Drive Gears offer mortgages?

Compare mortgage rates here.

Does Cone Drive Gears offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Cone Drive Gears offer auto and RV loans?

Compare auto loan rates here.

Does Cone Drive Gears offer student loans or personal loans?

Compare personal loan rates here.

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