Rome, GA 30165
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.95% →
1-Year CD 0.30% 1.01% →
2-Year CD 0.45% 0.95% →
5-Year CD 1.00% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Coosa Valley is an NCUA insured institution located in Rome, GA. It was founded in 1954 and has approximately $368.41 millions in assets.

NCUA Insured Yes
Charter Number # # 68683
Date Established 1954
Assets $368.41 million
Loans $272.48 million
Deposits $329.07 million
Capital $33.68 million

Deposit Rates - October 28, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 $4,999 Learn More
Money Market
0.08% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.05% $10,000 $14,999 Learn More
3 Mo CD
0.05% $100,000 $199,999 Learn More
6 Mo CD
0.15% $10,000 $14,999 Learn More
6 Mo CD
0.15% $100,000 $199,999 Learn More
12 Mo CD
0.30% $10,000 $14,999 Learn More
12 Mo CD
0.30% $100,000 $199,999 Learn More
24 Mo CD
0.45% $10,000 $14,999 Learn More
24 Mo CD
0.45% $100,000 $199,999 Learn More
36 Mo CD
0.70% $10,000 $14,999 Learn More
36 Mo CD
0.70% $100,000 $199,999 Learn More
48 Mo CD
0.80% $10,000 $14,999 Learn More
48 Mo CD
0.80% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.00% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 28, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for COOSA VALLEY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
2.669% 2.625% 0.63 $1,450 $1,005 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Coosa Valley branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Coosa Valley Locations

Financial Details

Coosa Valley Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Coosa Valley. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Coosa Valley U.S. Average
16.29% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Coosa Valley had $5,395,972 in non-current loans and $355,778 in owned assets. To cover these potential losses it had $33,675,475 in net worth and $1,642,401 in loans loss reserves. That gives it a Texas Ratio of 16.29%.

Net Worth
Coosa Valley U.S. Average
9.38% 13.61%

Coosa Valley FCU has a net worth of 9.38% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Coosa Valley

Branches and Savings

What is Coosa Valley?

A federal credit union, registered with the NCUA under certificate #68683.
Learn more about credit unions here.

Is Coosa Valley FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Coosa Valley?

Please see Field of Membership information above for information on who is eligible to join.

What are Coosa Valley's share account and share certificate rates?

Coosa Valley's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Coosa Valley?

Coosa Valley has total capital of $33.68 million. Full information on Coosa Valley's financial position is located above.

Who owns Coosa Valley?

Credit Unions are owned by their members.

Where are Coosa Valley branches located?

See branch locations nearby.

Are Coosa Valley ATMs Open 24/7?

Do Coosa Valley ATMs accept cash deposits?

Can Coosa Valley customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Coosa Valley have a mobile app?

Does Coosa Valley have mobile deposit?

Does Coosa Valley have quick pay?

How can Coosa Valley transfer money to other banks or credit unions?

Does Coosa Valley report to credit bureaus?

Does Coosa Valley use Chexsystems?

Does Coosa Valley use Equifax?

What is Coosa Valley's toll free phone number?

What is Coosa Valley's ACH Routing Number?

What is Coosa Valley's SWIFT code?

Where can I find Coosa Valley's wire transfer form?

What is the Coosa Valley address for deposits?

What Products Does Coosa Valley Offer

Does Coosa Valley offer mortgages?

Compare mortgage rates here.

Does Coosa Valley offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Coosa Valley offer auto and RV loans?

Compare auto loan rates here.

Does Coosa Valley offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Coosa Valley

There are currently no comments for Coosa Valley. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →