COTTONWOOD COMMUNITY

PO Box 507
Cottonwood, ID 83522

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 4960
Date Established 1942
Assets $105.55 million
Loans $80.33 million
Deposits $86.48 million
Capital $18.54 million

Cottonwood Community is an NCUA insured institution located in Cottonwood, ID. It was founded in 1942 and has approximately $105.55 millions in assets.

Field of Membership Restrictions

Membership in Cottonwood Community Federal Credit Union is open to those who live, regularly work, attend school, worship, or volunteer in Idaho or Lewis Counties in Idaho.

Deposit Rates - August 19, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA
2.50% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.00% $500 - Learn MoreShow Less
12 Mo CD
2.50% $500 - Learn MoreShow Less
18 Mo CD
2.60% $500 - Learn MoreShow Less
24 Mo CD
2.70% $500 - Learn MoreShow Less
36 Mo CD
3.00% $500 - Learn MoreShow Less
48 Mo CD
3.20% $500 - Learn MoreShow Less
60 Mo CD
3.30% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.75% $1 - Learn MoreShow Less

Loan Rates - August 19, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for COTTONWOOD COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.530% 3.500% 0.38 $940 $1,123 Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More
First Internet Bank
NMLS ID: 424182
3.641% 3.625% 0.25 $502 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to COTTONWOOD COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Cottonwood Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Cottonwood Community Locations


Financial Details

Cottonwood Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cottonwood Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Cottonwood Community U.S. Average
11.70% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Cottonwood Community had $1,879,982 in non-current loans and $386,917 in owned assets. To cover these potential losses it had $18,539,117 in net worth and $827,926 in loans loss reserves. That gives it a Texas Ratio of 11.70%.

Net Worth
Cottonwood Community U.S. Average
17.56% 13.47%

Cottonwood Community FCU has a net worth of 17.56% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Cottonwood Community

Branches and Savings

What is Cottonwood Community?

A federal credit union, registered with the NCUA under certificate #4960.
Learn more about credit unions here.

Is Cottonwood Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Cottonwood Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Cottonwood Community's share account and share certificate rates?

Cottonwood Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Cottonwood Community?

Cottonwood Community has total capital of $18.54 million. Full information on Cottonwood Community's financial position is located above.

Who owns Cottonwood Community?

Credit Unions are owned by their members.

Where are Cottonwood Community branches located?

See branch locations nearby.

Are Cottonwood Community ATMs Open 24/7?

Do Cottonwood Community ATMs accept cash deposits?

Can Cottonwood Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Cottonwood Community have a mobile app?

Does Cottonwood Community have mobile deposit?

Does Cottonwood Community have quick pay?

How can Cottonwood Community transfer money to other banks or credit unions?

Does Cottonwood Community report to credit bureaus?

Does Cottonwood Community use Chexsystems?

Does Cottonwood Community use Equifax?

What is Cottonwood Community's toll free phone number?

What is Cottonwood Community's ACH Routing Number?

What is Cottonwood Community's SWIFT code?

Where can I find Cottonwood Community's wire transfer form?

What is the Cottonwood Community address for deposits?

What Products Does Cottonwood Community Offer

Does Cottonwood Community offer mortgages?

Compare mortgage rates here.

Does Cottonwood Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Cottonwood Community offer auto and RV loans?

Compare auto loan rates here.

Does Cottonwood Community offer student loans or personal loans?

Compare personal loan rates here.

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