COUNTRY HERITAGE

P O BOX 406
Buchanan, MI 49107

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 62079
Date Established 1932
Assets $40.80 million
Loans $32.41 million
Deposits $32.49 million
Capital $7.94 million
 

Country Heritage is an NCUA insured institution located in Buchanan, MI. It was founded in 1932 and has approximately $40.8 millions in assets.

Deposit Rates - October 21, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.91% $200 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.75% $1,000 $99,999 Learn MoreShow Less
6 Mo CD
0.91% $1,000 $99,999 Learn MoreShow Less
12 Mo CD
0.90% $1,000 $99,999 Learn MoreShow Less
18 Mo CD
1.00% $1,000 $99,999 Learn MoreShow Less
24 Mo CD
1.11% $1,000 $99,999 Learn MoreShow Less
30 Mo CD
1.01% $1,000 $99,999 Learn MoreShow Less
36 Mo CD
1.01% $1,000 $99,999 Learn MoreShow Less
48 Mo CD
1.21% $1,000 $99,999 Learn MoreShow Less
60 Mo CD
1.31% $1,000 $99,999 Learn MoreShow Less

Loan Rates - October 21, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for COUNTRY HERITAGE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.523% 3.500% 0.25 $732 $1,123 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
First Internet Bank
NMLS ID: 424182
3.750% 3.750% -0.13 ($158) $1,158 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.250 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.990 %
$0 Learn More
More Info

Note to COUNTRY HERITAGE
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Country Heritage branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Country Heritage Locations


Financial Details

Country Heritage Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Country Heritage. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Country Heritage U.S. Average
6.57% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Country Heritage had $543,488 in non-current loans and $0 in owned assets. To cover these potential losses it had $7,935,831 in net worth and $341,305 in loans loss reserves. That gives it a Texas Ratio of 6.57%.

Net Worth
Country Heritage U.S. Average
19.44% 13.65%

Country Heritage FCU has a net worth of 19.44% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Country Heritage

Branches and Savings

What is Country Heritage?

A federal credit union, registered with the NCUA under certificate #62079.
Learn more about credit unions here.

Is Country Heritage FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Country Heritage?

Please see Field of Membership information above for information on who is eligible to join.

What are Country Heritage's share account and share certificate rates?

Country Heritage's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Country Heritage?

Country Heritage has total capital of $7.94 million. Full information on Country Heritage's financial position is located above.

Who owns Country Heritage?

Credit Unions are owned by their members.

Where are Country Heritage branches located?

See branch locations nearby.

Are Country Heritage ATMs Open 24/7?

Do Country Heritage ATMs accept cash deposits?

Can Country Heritage customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Country Heritage have a mobile app?

Does Country Heritage have mobile deposit?

Does Country Heritage have quick pay?

How can Country Heritage transfer money to other banks or credit unions?

Does Country Heritage report to credit bureaus?

Does Country Heritage use Chexsystems?

Does Country Heritage use Equifax?

What is Country Heritage's toll free phone number?

What is Country Heritage's ACH Routing Number?

What is Country Heritage's SWIFT code?

Where can I find Country Heritage's wire transfer form?

What is the Country Heritage address for deposits?

What Products Does Country Heritage Offer

Does Country Heritage offer mortgages?

Compare mortgage rates here.

Does Country Heritage offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Country Heritage offer auto and RV loans?

Compare auto loan rates here.

Does Country Heritage offer student loans or personal loans?

Compare personal loan rates here.

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