COUNTY EDUCATORS

Headquarters

16 E Lincoln Ave
Roselle Park, NJ 07204
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.95% →
1-Year CD 0.60% 1.01% →
2-Year CD 0.75% 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

County Educators is an NCUA insured institution located in Roselle Park, NJ. It was founded in 1935 and has approximately $103.23 millions in assets.

NCUA Insured Yes
Charter Number # # 120
Date Established 1935
Assets $103.23 million
Loans $35.61 million
Deposits $94.41 million
Capital $8.86 million
 

Field of Membership Restrictions

Membership is open to employees of schools and colleges in Union County, Somerset County, and Hunterdon County. Membership is also open to select employees or members of companies and organizations in these and Essex County.

Deposit Rates - October 22, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.60% $10,000 $14,999 Learn More
12 Mo CD
0.60% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
0.85% $10,000 $14,999 Learn More
36 Mo CD
0.85% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.15% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 $99 Learn MoreShow Less
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 22, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for COUNTY EDUCATORS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.570% 2.500% 0.88 $2,312 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to COUNTY EDUCATORS
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are County Educators branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


County Educators Locations


Financial Details

County Educators Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of County Educators. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
County Educators U.S. Average
2.41% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, County Educators had $218,921 in non-current loans and $0 in owned assets. To cover these potential losses it had $8,858,959 in net worth and $227,388 in loans loss reserves. That gives it a Texas Ratio of 2.41%.

Net Worth
County Educators U.S. Average
8.58% 13.61%

County Educators FCU has a net worth of 8.58% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About County Educators

Branches and Savings

What is County Educators?

A federal credit union, registered with the NCUA under certificate #120.
Learn more about credit unions here.

Is County Educators FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join County Educators?

Please see Field of Membership information above for information on who is eligible to join.

What are County Educators's share account and share certificate rates?

County Educators's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is County Educators?

County Educators has total capital of $8.86 million. Full information on County Educators's financial position is located above.

Who owns County Educators?

Credit Unions are owned by their members.

Where are County Educators branches located?

See branch locations nearby.

Are County Educators ATMs Open 24/7?

Do County Educators ATMs accept cash deposits?

Can County Educators customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does County Educators have a mobile app?

Does County Educators have mobile deposit?

Does County Educators have quick pay?

How can County Educators transfer money to other banks or credit unions?

Does County Educators report to credit bureaus?

Does County Educators use Chexsystems?

Does County Educators use Equifax?

What is County Educators's toll free phone number?

What is County Educators's ACH Routing Number?

What is County Educators's SWIFT code?

Where can I find County Educators's wire transfer form?

What is the County Educators address for deposits?

What Products Does County Educators Offer

Does County Educators offer mortgages?

Compare mortgage rates here.

Does County Educators offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does County Educators offer auto and RV loans?

Compare auto loan rates here.

Does County Educators offer student loans or personal loans?

Compare personal loan rates here.

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