Cowboy Country Federal Credit Union

Headquarters

Po Box 106
Premont, TX 78375
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Notable Rates APY Vs.Others
Savings N.A. 4.15% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Cowboy Country is an NCUA insured institution located in Premont, TX. It was founded in 1948 and has approximately $18.04 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 5935
Date Established 1948
Assets $18.04 million
Loans $11.77 million
Deposits $15.26 million
Capital $2.66 million
 

Deposit Rates - September 19, 2026

Your Current Location: Florida, FL

We do not yet have rates for Cowboy Country

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Loan Rates - September 19, 2026

Your Current Location: Florida, FL

There are currently no loan rates available for Cowboy Country

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Florida 30 Year Fixed Mortgage Rates 2026

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Featured - Florida Home Equity Line Of Credit Rates 2026

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Branches

Below are Cowboy Country branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Gainesville,Florida


Cowboy Country Locations


BranchDistance Map View Lobby Hours

MAIN OFFICE

852.30 A View Lobby Hours


Climate Policy and Initiatives

COWBOY COUNTRY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Cowboy Country Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cowboy Country. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Cowboy Country U.S. Average
19.67% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Cowboy Country had $543,524 in non-current loans and $22,032 in owned assets. To cover these potential losses it had $2,664,034 in net worth and $211,821 in loans loss reserves. That gives it a Texas Ratio of 19.67%.

Net Worth
Cowboy Country U.S. Average
14.75% 14.48%

Cowboy Country FCU has a net worth of 14.75% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Cowboy Country

5.0 out of 5 based on 2 ratings


  • February 13, 2023 |

    I've been a member for several years and have never had any issues. Best rates on loans and great service. I would recommend this financial institution to anyone.

  • February 13, 2023 |

    Have done business there for over 40 years,I give them the highest review, haven't always gotten things my way,but turned out they were right,they care about u,their employees & the community!


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