CROSSROADS FINANCIAL

Headquarters

1102 W VOTAW ST, PO BOX 806
Portland, IN 47371
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.01% 0.95% →
1-Year CD 0.09% 1.01% →
2-Year CD 0.16% 0.95% →
5-Year CD 0.40% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Crossroads Financial is an NCUA insured institution located in Portland, IN. It was founded in 1950 and has approximately $61.01 millions in assets.

NCUA Insured Yes
Charter Number # # 7002
Date Established 1950
Assets $61.01 million
Loans $31.16 million
Deposits $53.85 million
Capital $6.47 million
 

Field of Membership Restrictions

Membership is open to employees of members of the credit union's Select Employer Group, including Portland Forge, Jay County Hospital, Meridian Health Services, and Randolph County.

Deposit Rates - October 24, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.01% $2,500 $4,999 Learn More
Money Market
0.02% $2,500 $2,999 Learn More
Money Market
0.02% $10,000 $14,999 Learn More
Money Market
0.03% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.06% $10,000 $14,999 Learn More
6 Mo CD
0.06% $100,000 $199,999 Learn More
12 Mo CD
0.09% $10,000 $14,999 Learn More
12 Mo CD
0.09% $100,000 $199,999 Learn More
24 Mo CD
0.16% $10,000 $14,999 Learn More
24 Mo CD
0.16% $100,000 $199,999 Learn More
36 Mo CD
0.25% $10,000 $14,999 Learn More
36 Mo CD
0.25% $100,000 $199,999 Learn More
48 Mo CD
0.40% $10,000 $14,999 Learn More
48 Mo CD
0.40% $100,000 $199,999 Learn More
60 Mo CD
0.40% $10,000 $14,999 Learn More
60 Mo CD
0.40% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $1 $499 Learn MoreShow Less

Loan Rates - October 24, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CROSSROADS FINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
1Rate, Inc
NMLS ID: 1948084
License#: MC-7051
2.567% 2.500% 0.88 $2,216 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.575% 2.500% 1.00 $2,470 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to CROSSROADS FINANCIAL
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Crossroads Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Crossroads Financial Locations


Financial Details

Crossroads Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Crossroads Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Crossroads Financial U.S. Average
1.99% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Crossroads Financial had $118,072 in non-current loans and $15,000 in owned assets. To cover these potential losses it had $6,467,524 in net worth and $213,264 in loans loss reserves. That gives it a Texas Ratio of 1.99%.

Net Worth
Crossroads Financial U.S. Average
10.59% 13.61%

Crossroads Financial FCU has a net worth of 10.59% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Crossroads Financial

Branches and Savings

What is Crossroads Financial?

A federal credit union, registered with the NCUA under certificate #7002.
Learn more about credit unions here.

Is Crossroads Financial FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Crossroads Financial?

Please see Field of Membership information above for information on who is eligible to join.

What are Crossroads Financial's share account and share certificate rates?

Crossroads Financial's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Crossroads Financial?

Crossroads Financial has total capital of $6.47 million. Full information on Crossroads Financial's financial position is located above.

Who owns Crossroads Financial?

Credit Unions are owned by their members.

Where are Crossroads Financial branches located?

See branch locations nearby.

Are Crossroads Financial ATMs Open 24/7?

Do Crossroads Financial ATMs accept cash deposits?

Can Crossroads Financial customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Crossroads Financial have a mobile app?

Does Crossroads Financial have mobile deposit?

Does Crossroads Financial have quick pay?

How can Crossroads Financial transfer money to other banks or credit unions?

Does Crossroads Financial report to credit bureaus?

Does Crossroads Financial use Chexsystems?

Does Crossroads Financial use Equifax?

What is Crossroads Financial's toll free phone number?

What is Crossroads Financial's ACH Routing Number?

What is Crossroads Financial's SWIFT code?

Where can I find Crossroads Financial's wire transfer form?

What is the Crossroads Financial address for deposits?

What Products Does Crossroads Financial Offer

Does Crossroads Financial offer mortgages?

Compare mortgage rates here.

Does Crossroads Financial offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Crossroads Financial offer auto and RV loans?

Compare auto loan rates here.

Does Crossroads Financial offer student loans or personal loans?

Compare personal loan rates here.

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