CYPRUS

PO BOX 9002
West Jordan, UT 84084

Notable Rates APY Vs.Others
Savings 0.10% 1.90% →
1-Year CD 1.50% 1.90% →
2-Year CD 1.65% 1.95% →
5-Year CD 1.90% 2.00% →
30-Year Mortgage N.A. 3.14% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.50% →

2020 Overview

General Credit Union Information

Cyprus is an NCUA insured institution located in West Jordan, UT. It was founded in 1935 and has approximately $1111.25 millions in assets.

Who can join?

Membership is open to any Utah resident who is willing to make a $5 donation to the Community Recreation Association (CRA) and by depositing $5 into a dividend-earning savings account.

NCUA Insured Yes
Charter Number # # 24688
Date Established 1935
Assets $1,111.25 million
Loans $958.53 million
Deposits $986.12 million
Capital $123.66 million
 

Field of Membership Restrictions

Membership in Cyprus Credit Union is open to anyone in Utah through a one-time membership fee of $5 to the Community Recreation Association. Membership is also open to residents of Salt Lake County, family of existing members, and employees of Morton Salt International, St. Mark’s Hospital, and other local select employer groups.

Deposit Rates - April 5, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.30% $2,500 $9,999 Learn MoreShow Less
Money Market
0.40% $10,000 $24,999 Learn MoreShow Less
Money Market
0.50% $25,000 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.40% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.15% $1 $2,499 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.50% $1,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $500 $49,999 Learn MoreShow Less

Loan Rates - April 5, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for CYPRUS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.542% 4.500% 0.00 $1,250 $1,267 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.668% 4.625% 0.00 $1,250 $1,286 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
3.500 %
$0 Learn More
More Info

Note to CYPRUS
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Cyprus branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Cyprus Locations


Financial Details

Cyprus Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cyprus. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Cyprus U.S. Average
2.93% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Cyprus had $3,609,015 in non-current loans and $180,771 in owned assets. To cover these potential losses it had $123,655,289 in net worth and $5,678,802 in loans loss reserves. That gives it a Texas Ratio of 2.93%.

Net Worth
Cyprus U.S. Average
11.12% 13.65%

Cyprus FCU has a net worth of 11.12% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Cyprus

Branches and Savings

What is Cyprus?

A federal credit union, registered with the NCUA under certificate #24688.
Learn more about credit unions here.

Is Cyprus FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Cyprus?

Please see Field of Membership information above for information on who is eligible to join.

What are Cyprus's share account and share certificate rates?

Cyprus's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Cyprus?

Cyprus has total capital of $123.66 million. Full information on Cyprus's financial position is located above.

Who owns Cyprus?

Credit Unions are owned by their members.

Where are Cyprus branches located?

See branch locations nearby.

Are Cyprus ATMs Open 24/7?

Do Cyprus ATMs accept cash deposits?

Can Cyprus customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Cyprus have a mobile app?

Does Cyprus have mobile deposit?

Does Cyprus have quick pay?

How can Cyprus transfer money to other banks or credit unions?

Does Cyprus report to credit bureaus?

Does Cyprus use Chexsystems?

Does Cyprus use Equifax?

What is Cyprus's toll free phone number?

What is Cyprus's ACH Routing Number?

What is Cyprus's SWIFT code?

Where can I find Cyprus's wire transfer form?

What is the Cyprus address for deposits?

What Products Does Cyprus Offer

Does Cyprus offer mortgages?

Compare mortgage rates here.

Does Cyprus offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Cyprus offer auto and RV loans?

Compare auto loan rates here.

Does Cyprus offer student loans or personal loans?

Compare personal loan rates here.

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