PO BOX 1160
Scobey, MT 59263
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 0.95% →
1-Year CD 0.65% 1.01% →
2-Year CD 0.85% 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Daniels-sheridan is an NCUA insured institution located in Scobey, MT. It was founded in 1943 and has approximately $52.45 millions in assets.

NCUA Insured Yes
Charter Number # # 5063
Date Established 1943
Assets $52.45 million
Loans $31.78 million
Deposits $43.20 million
Capital $9.05 million

Field of Membership Restrictions

Membership is open to those who live or work in Daniels, Sheridan, and North Valley counties of Montana and to immediate family of existing members.

Deposit Rates - October 22, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.15% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.25% $10,000 $14,999 Learn More
3 Mo CD
0.25% $100,000 $199,999 Learn More
6 Mo CD
0.45% $10,000 $14,999 Learn More
6 Mo CD
0.45% $100,000 $199,999 Learn More
12 Mo CD
0.65% $10,000 $14,999 Learn More
12 Mo CD
0.65% $100,000 $199,999 Learn More
24 Mo CD
0.85% $10,000 $14,999 Learn More
24 Mo CD
0.85% $100,000 $199,999 Learn More

Loan Rates - October 22, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for DANIELS-SHERIDAN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
NMLS ID: 2890
License#: 13256
2.570% 2.500% 0.88 $2,312 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


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Financial Details

Daniels-sheridan Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Daniels-sheridan. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Daniels-sheridan U.S. Average
4.74% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Daniels-sheridan had $343,080 in non-current loans and $110,018 in owned assets. To cover these potential losses it had $9,048,985 in net worth and $512,115 in loans loss reserves. That gives it a Texas Ratio of 4.74%.

Net Worth
Daniels-sheridan U.S. Average
17.25% 13.61%

Daniels-sheridan FCU has a net worth of 17.25% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Daniels-sheridan

Branches and Savings

What is Daniels-sheridan?

A federal credit union, registered with the NCUA under certificate #5063.
Learn more about credit unions here.

Is Daniels-sheridan FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Daniels-sheridan?

Please see Field of Membership information above for information on who is eligible to join.

What are Daniels-sheridan's share account and share certificate rates?

Daniels-sheridan's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Daniels-sheridan?

Daniels-sheridan has total capital of $9.05 million. Full information on Daniels-sheridan's financial position is located above.

Who owns Daniels-sheridan?

Credit Unions are owned by their members.

Where are Daniels-sheridan branches located?

See branch locations nearby.

Are Daniels-sheridan ATMs Open 24/7?

Do Daniels-sheridan ATMs accept cash deposits?

Can Daniels-sheridan customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Daniels-sheridan have a mobile app?

Does Daniels-sheridan have mobile deposit?

Does Daniels-sheridan have quick pay?

How can Daniels-sheridan transfer money to other banks or credit unions?

Does Daniels-sheridan report to credit bureaus?

Does Daniels-sheridan use Chexsystems?

Does Daniels-sheridan use Equifax?

What is Daniels-sheridan's toll free phone number?

What is Daniels-sheridan's ACH Routing Number?

What is Daniels-sheridan's SWIFT code?

Where can I find Daniels-sheridan's wire transfer form?

What is the Daniels-sheridan address for deposits?

What Products Does Daniels-sheridan Offer

Does Daniels-sheridan offer mortgages?

Compare mortgage rates here.

Does Daniels-sheridan offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Daniels-sheridan offer auto and RV loans?

Compare auto loan rates here.

Does Daniels-sheridan offer student loans or personal loans?

Compare personal loan rates here.

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