Desertview

Headquarters

Po Box 580
Huntington, UT 84528
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Desertview is an NCUA insured institution located in Huntington, UT. It was founded in 1960 and has approximately $40.75 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 13790
Date Established 1960
Assets $40.75 million
Loans $19.97 million
Deposits $35.76 million
Capital $4.96 million
 

Field of Membership Restrictions

Membership is open to those who live or work in Emery County.

Deposit Rates - April 16, 2021

Your Current Location: Washington, WA 98101

We do not yet have rates for Desertview

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Desertview
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Advertiser Disclosure

Loan Rates - April 16, 2021

Your Current Location: Washington, WA 98101

There are currently no loan rates available for DESERTVIEW

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Washington 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More
Test Advertiser QA
NMLS ID:
2.432% 2.375% 0.75 $1,875 $972 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
See Table
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to DESERTVIEW
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Desertview branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Desertview Locations


Financial Details

Desertview Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Desertview. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Desertview U.S. Average
3.85% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Desertview had $246,025 in non-current loans and $0 in owned assets. To cover these potential losses it had $4,964,146 in net worth and $1,419,126 in loans loss reserves. That gives it a Texas Ratio of 3.85%.

Net Worth
Desertview U.S. Average
12.18% 12.67%

Desertview FCU has a net worth of 12.18% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Desertview

Branches and Savings

What is Desertview?

A federal credit union, registered with the NCUA under certificate #13790.
Learn more about credit unions here.

Is Desertview FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Desertview is insured by the NCUA.

Who can join Desertview?

Please see Field of Membership information above for information on who is eligible to join.

What are Desertview's share account and share certificate rates?

Desertview's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Desertview?

Desertview has total capital of $4.96 million. Full information on Desertview's financial position is located above.

Who owns Desertview?

Credit Unions are owned by their members.

Where are Desertview branches located?

See branch locations nearby.

Are Desertview ATMs Open 24/7?

Do Desertview ATMs accept cash deposits?

Can Desertview customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Desertview have a mobile app?

Does Desertview have mobile deposit?

Does Desertview have quick pay?

How can Desertview transfer money to other banks or credit unions?

Does Desertview report to credit bureaus?

Does Desertview use Chexsystems?

Does Desertview use Equifax?

What is Desertview's toll free phone number?

What is Desertview's ACH Routing Number?

What is Desertview's SWIFT code?

Where can I find Desertview's wire transfer form?

What is the Desertview address for deposits?

What Products Does Desertview Offer

Does Desertview offer mortgages?

Compare mortgage rates here.

Does Desertview offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Desertview offer auto and RV loans?

Compare auto loan rates here.

Does Desertview offer student loans or personal loans?

Compare personal loan rates here.

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