DIAMOND

1600 MEDICAL DR
Pottstown, PA 19464

Notable Rates APY Vs.Others
Savings 0.10% 2.25% →
1-Year CD 1.85% 2.25% →
2-Year CD 1.95% 2.50% →
5-Year CD 2.30% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Diamond is an NCUA insured institution located in Pottstown, PA. It was founded in 1947 and has approximately $670.72 millions in assets.

Who Can Join Diamond Credit Union?

Diamond Credit Union is open to anyone who lives, works (or regularly conducts business in) or attends school in Berks County, Pottstown, and parts of Montgomery and Chester counties in Southeastern Pennsylvania.

NCUA Insured Yes
Charter Number # # 68241
Date Established 1947
Assets $670.72 million
Loans $451.28 million
Deposits $589.45 million
Capital $67.15 million
 

Field of Membership Restrictions

Diamond Credit Union of Pennsylvania is open to the residents, people that maintain employment and/or regularly conduct business in, along with the registered students of these Pennsylvania locations: Berks County and parts of Montgomery and Chester, as well as Pottstown.

Deposit Rates - December 14, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.30% $2,500 $9,999 Learn MoreShow Less
Money Market
0.40% $10,000 - Learn MoreShow Less
Premium Money Market Account
0.45% $2,500 $24,999 Learn MoreShow Less
Premium Money Market Account
0.65% $25,000 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.80% $1,000 $74,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
0.90% $1,000 $74,999 Learn MoreShow Less
3 Mo CD
1.00% $75,000 - Learn MoreShow Less
1.50% $1,000 $74,999 Learn MoreShow Less
6 Mo CD
1.55% $75,000 - Learn MoreShow Less
1.80% $1,000 $74,999 Learn MoreShow Less
12 Mo CD
1.85% $75,000 - Learn MoreShow Less
1.85% $1,000 $74,999 Learn MoreShow Less
18 Mo CD
1.90% $75,000 - Learn MoreShow Less
1.90% $1,000 $74,999 Learn MoreShow Less
24 Mo CD
1.95% $75,000 - Learn MoreShow Less
2.00% $1,000 $74,999 Learn MoreShow Less
30 Mo CD
2.05% $75,000 - Learn MoreShow Less
2.10% $1,000 $74,999 Learn MoreShow Less
36 Mo CD
2.15% $75,000 - Learn MoreShow Less
2.15% $1,000 $74,999 Learn MoreShow Less
48 Mo CD
2.20% $75,000 - Learn MoreShow Less
2.20% $1,000 $74,999 Learn MoreShow Less
60 Mo CD
2.30% $75,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.25% $1,000 - Learn MoreShow Less

Loan Rates - December 14, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for DIAMOND

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.625% 3.625% -0.13 ($222) $1,141 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to DIAMOND
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Diamond branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Diamond Locations


Financial Details

Diamond Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Diamond. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Diamond U.S. Average
3.93% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Diamond had $2,666,846 in non-current loans and $86,869 in owned assets. To cover these potential losses it had $67,147,895 in net worth and $2,897,213 in loans loss reserves. That gives it a Texas Ratio of 3.93%.

Net Worth
Diamond U.S. Average
10.47% 13.65%

Diamond FCU has a net worth of 10.47% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Diamond

Branches and Savings

What is Diamond?

A federal credit union, registered with the NCUA under certificate #68241.
Learn more about credit unions here.

Is Diamond FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Diamond?

Please see Field of Membership information above for information on who is eligible to join.

What are Diamond's share account and share certificate rates?

Diamond's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Diamond?

Diamond has total capital of $67.15 million. Full information on Diamond's financial position is located above.

Who owns Diamond?

Credit Unions are owned by their members.

Where are Diamond branches located?

See branch locations nearby.

Are Diamond ATMs Open 24/7?

Do Diamond ATMs accept cash deposits?

Can Diamond customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Diamond have a mobile app?

Does Diamond have mobile deposit?

Does Diamond have quick pay?

How can Diamond transfer money to other banks or credit unions?

Does Diamond report to credit bureaus?

Does Diamond use Chexsystems?

Does Diamond use Equifax?

What is Diamond's toll free phone number?

What is Diamond's ACH Routing Number?

What is Diamond's SWIFT code?

Where can I find Diamond's wire transfer form?

What is the Diamond address for deposits?

What Products Does Diamond Offer

Does Diamond offer mortgages?

Compare mortgage rates here.

Does Diamond offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Diamond offer auto and RV loans?

Compare auto loan rates here.

Does Diamond offer student loans or personal loans?

Compare personal loan rates here.

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