Diamond Credit Union

Headquarters

1600 Medical Dr
Pottstown, PA 19464
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 5.50% →
1-Year CD 0.60% 5.25% →
2-Year CD 0.70% 4.50% →
5-Year CD 1.25% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Diamond is an NCUA insured institution located in Pottstown, PA. It was founded in 1947 and has approximately $1023.71 millions in assets.

Who Can Join Diamond Credit Union?

Diamond Credit Union is open to anyone who lives, works (or regularly conducts business in) or attends school in Berks County, Pottstown, and parts of Montgomery and Chester counties in Southeastern Pennsylvania.

NCUA Insured Yes / State-Chartered
Charter Number # # 68241
Date Established 1947
Assets $1,023.71 million
Loans $610.08 million
Deposits $918.16 million
Capital $102.82 million
 

Field of Membership Restrictions

Diamond Credit Union of Pennsylvania is open to the residents, people that maintain employment and/or regularly conduct business in, along with the registered students of these Pennsylvania locations: Berks County and parts of Montgomery and Chester, as well as Pottstown.

Deposit Rates - October 4, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.12% $10,000 $14,999 Learn More
Money Market
0.12% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.55% $100,000 $199,999 Learn More
12 Mo CD
0.55% $10,000 $14,999 Learn More
12 Mo CD
0.60% $100,000 $199,999 Learn More
18 Mo CD
0.60% $10,000 $14,999 Learn More
18 Mo CD
0.65% $100,000 $199,999 Learn More
24 Mo CD
0.65% $10,000 $14,999 Learn More
24 Mo CD
0.70% $100,000 $199,999 Learn More
30 Mo CD
0.70% $10,000 $14,999 Learn More
30 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
0.75% $10,000 $14,999 Learn More
36 Mo CD
0.85% $100,000 $199,999 Learn More
48 Mo CD
0.85% $10,000 $14,999 Learn More
48 Mo CD
1.00% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.25% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 4, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Diamond

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Citizens Bank
NMLS ID: 503941
6.465% 6.375% 1.00 $3,030 $1,997 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.581% 6.490% 0.75 $3,026 $2,021 Learn More
Rocket Mortgage
NMLS ID: 3030
6.722% 6.625% 1.00 $3,200 $2,049 Learn More
Neighbors Bank
NMLS ID: 491986
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Diamond
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Diamond branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Diamond Locations around zip code 20146




Climate Policy and Initiatives

DIAMOND is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Diamond Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Diamond. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Diamond U.S. Average
1.07% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Diamond had $829,391 in non-current loans and $314,722 in owned assets. To cover these potential losses it had $102,819,625 in net worth and $3,625,474 in loans loss reserves. That gives it a Texas Ratio of 1.07%.

Net Worth
Diamond U.S. Average
10.32% 13.93%

Diamond FCU has a net worth of 10.32% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Diamond

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