DIRIGO

Headquarters

PO BOX 741
Lewiston, ME 04243
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.91% →
1-Year CD 0.60% 0.85% →
2-Year CD 0.80% 0.95% →
5-Year CD 1.11% 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Dirigo is an NCUA insured institution located in Lewiston, ME. It was founded in 1956 and has approximately $272.58 millions in assets.

Who can join?

To become a member of Rainbow Federal Credit Union, you must work, reside or attend school within Rainbow's field of membership which includes the communities listed above, or have an immediate family member who is a Rainbow FCU member in good standing.

NCUA Insured Yes
Charter Number # # 11144
Date Established 1956
Assets $272.58 million
Loans $200.29 million
Deposits $233.34 million
Capital $33.36 million
 

Field of Membership Restrictions

Membership in Rainbow Federal Credit Union is open to those who live, work or attend school in Androscoggin County, Oxford County or New Gloucester, Maine, or have an immediate family member who is a Rainbow FCU member.

Deposit Rates - December 1, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.25% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.60% $100,000 $199,999 Learn More
24 Mo CD
0.70% $10,000 $14,999 Learn More
24 Mo CD
0.80% $100,000 $199,999 Learn More
36 Mo CD
0.75% $10,000 $14,999 Learn More
36 Mo CD
0.85% $100,000 $199,999 Learn More
48 Mo CD
0.85% $10,000 $14,999 Learn More
48 Mo CD
0.95% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.11% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.30% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - December 1, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for DIRIGO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.557% 2.500% 0.50 $1,890 $988 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.560% 2.500% 0.75 $1,980 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to DIRIGO
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Dirigo branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Dirigo Locations


Financial Details

Dirigo Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Dirigo. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Dirigo U.S. Average
7.08% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Dirigo had $2,319,752 in non-current loans and $133,023 in owned assets. To cover these potential losses it had $33,363,099 in net worth and $1,284,361 in loans loss reserves. That gives it a Texas Ratio of 7.08%.

Net Worth
Dirigo U.S. Average
12.23% 13.61%

Dirigo FCU has a net worth of 12.23% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Dirigo

Branches and Savings

What is Dirigo?

A federal credit union, registered with the NCUA under certificate #11144.
Learn more about credit unions here.

Is Dirigo FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Dirigo?

Please see Field of Membership information above for information on who is eligible to join.

What are Dirigo's share account and share certificate rates?

Dirigo's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Dirigo?

Dirigo has total capital of $33.36 million. Full information on Dirigo's financial position is located above.

Who owns Dirigo?

Credit Unions are owned by their members.

Where are Dirigo branches located?

See branch locations nearby.

Are Dirigo ATMs Open 24/7?

Do Dirigo ATMs accept cash deposits?

Can Dirigo customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Dirigo have a mobile app?

Does Dirigo have mobile deposit?

Does Dirigo have quick pay?

How can Dirigo transfer money to other banks or credit unions?

Does Dirigo report to credit bureaus?

Does Dirigo use Chexsystems?

Does Dirigo use Equifax?

What is Dirigo's toll free phone number?

What is Dirigo's ACH Routing Number?

What is Dirigo's SWIFT code?

Where can I find Dirigo's wire transfer form?

What is the Dirigo address for deposits?

What Products Does Dirigo Offer

Does Dirigo offer mortgages?

Compare mortgage rates here.

Does Dirigo offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Dirigo offer auto and RV loans?

Compare auto loan rates here.

Does Dirigo offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Dirigo

There are currently no comments for Dirigo. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →