Dupont Community Credit Union
P.o. Box 1365
Waynesboro, VA 22980
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2022 Overview
General Credit Union Information
Dupont Community is an NCUA insured institution located in Waynesboro, VA. It was founded in 1959 and has approximately $1717.32 millions in assets.
Who can join?
If you live, work, worship, or attend school in their eligibility area you can be a member. This area includes Augusta, Waynesboro, Rockingham, Staunton, Rockbridge, Harrisburg, Highland, Lexington, Bath, Buena Vista, and Shenendoah.
Individuals within your immediate family or household are also eligible
Select businesses and other legal entities are eligible too
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 62474 |
| Date Established | 1959 |
| Assets | $1,717.32 million |
| Loans | $973.01 million |
| Deposits | $1,539.58 million |
| Capital | $152.54 million |
Field of Membership Restrictions
Deposit Rates - January 24, 2022
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.20% | $2,500 | $2,999 |
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|
|
Money Market
|
0.20% | $10,000 | $14,999 |
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|
|
Money Market
|
0.30% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.06% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.06% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.11% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.11% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.21% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.21% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.05% | $1 | $499 | Learn More |
| Checking Rates | APY | MIN | FEE | |
|---|---|---|---|---|
| Grow Green Checking Tier II | 1.26% | $0 | $0.00 | Learn More |
Loan Rates - January 24, 2022
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for DUPONT COMMUNITY
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2022
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
4.334% | 4.250% | 0.50 | $2,500 | $1,230 | Learn More |
NMLS ID: 541760 |
3.551% | 3.475% | 1.00 | $2,385 | $1,120 | Learn More |
NMLS ID: 3030 |
4.229% | 4.125% | 0.75 | $3,125 | $1,212 | Learn More |
NMLS ID: 128231 |
3.445% | 3.375% | 0.88 | $2,188 | $1,106 | Learn More |
Featured - Virginia Home Equity Line Of Credit Rates 2022
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Bethpage Federal Credit Union See Table |
Intro APR 2.990 % After Intro: 3.750 % Intro Period: 12 months |
$25,000 |
Learn More
More Info |
Note to DUPONT COMMUNITY
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Dupont Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Climate Initiatives
DUPONT COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Financial Details
Dupont Community Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Dupont Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Dupont Community | U.S. Average |
|---|---|
| 2.20% | 3.93 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of September 30, 2021, Dupont Community had $3,232,067 in non-current loans and $205,262 in owned assets. To cover these potential losses it had $152,536,489 in net worth and $3,896,391 in loans loss reserves. That gives it a Texas Ratio of 2.20%.
Net Worth
| Dupont Community | U.S. Average |
|---|---|
| 8.88% | 12.37% |
Dupont Community FCU has a net worth of 8.88% versus the BestCashCow average of 12.37. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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