Dupont Community

Headquarters

P.o. Box 1365
Waynesboro, VA 22980
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.66% →
1-Year CD 0.55% 0.71% →
2-Year CD 0.85% 0.81% →
5-Year CD 1.21% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Dupont Community is an NCUA insured institution located in Waynesboro, VA. It was founded in 1959 and has approximately $1475.6 millions in assets.

Who can join?

If you live, work, worship, or attend school in their eligibility area you can be a member. This area includes Augusta, Waynesboro, Rockingham, Staunton, Rockbridge, Harrisburg, Highland, Lexington, Bath, Buena Vista, and Shenendoah.

Individuals within your immediate family or household are also eligible

Select businesses and other legal entities are eligible too

NCUA Insured Yes / State-Chartered
Charter Number # # 62474
Date Established 1959
Assets $1,475.60 million
Loans $950.28 million
Deposits $1,306.71 million
Capital $139.95 million
 

Field of Membership Restrictions

Membership in DuPont Community Credit Union is open to those who live, work, attend school or worship in the Virginia counties of Augusta, Bath, Highland, Rockbridge, Rockingham, and Shenandoah or in the cities of Buena Vista, Harrisonburg, Lexington, Staunton, or Waynesboro.

Deposit Rates - March 8, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.55% $10,000 $14,999 Learn More
12 Mo CD
0.55% $100,000 $199,999 Learn More
18 Mo CD
0.70% $10,000 $14,999 Learn More
18 Mo CD
0.70% $100,000 $199,999 Learn More
24 Mo CD
0.85% $10,000 $14,999 Learn More
24 Mo CD
0.85% $100,000 $199,999 Learn More
30 Mo CD
0.90% $10,000 $14,999 Learn More
30 Mo CD
0.90% $100,000 $199,999 Learn More
36 Mo CD
1.06% $10,000 $14,999 Learn More
36 Mo CD
1.06% $100,000 $199,999 Learn More
48 Mo CD
1.11% $10,000 $14,999 Learn More
48 Mo CD
1.11% $100,000 $199,999 Learn More
60 Mo CD
1.21% $10,000 $14,999 Learn More
60 Mo CD
1.21% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $1 $499 Learn MoreShow Less
Checking Rates APY MIN FEE
Grow Green Checking Tier II 1.51% $0 $0.00 Learn MoreShow Less

Loan Rates - March 8, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for DUPONT COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.924% 2.875% 0.63 $1,562 $1,038 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
3.051% 2.990% 0.75 $1,938 $1,053 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to DUPONT COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Dupont Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Dupont Community Locations


Financial Details

Dupont Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Dupont Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Dupont Community U.S. Average
2.29% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Dupont Community had $3,236,603 in non-current loans and $78,337 in owned assets. To cover these potential losses it had $139,952,343 in net worth and $4,557,171 in loans loss reserves. That gives it a Texas Ratio of 2.29%.

Net Worth
Dupont Community U.S. Average
9.48% 12.91%

Dupont Community FCU has a net worth of 9.48% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Dupont Community

Branches and Savings

What is Dupont Community?

A credit union, registered with the NCUA under certificate #62474.
Learn more about credit unions here.

Is Dupont Community FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Dupont Community is insured by the NCUA.

Who can join Dupont Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Dupont Community's share account and share certificate rates?

Dupont Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Dupont Community?

Dupont Community has total capital of $139.95 million. Full information on Dupont Community's financial position is located above.

Who owns Dupont Community?

Credit Unions are owned by their members.

Where are Dupont Community branches located?

See branch locations nearby.

Are Dupont Community ATMs Open 24/7?

Do Dupont Community ATMs accept cash deposits?

Can Dupont Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Dupont Community have a mobile app?

Does Dupont Community have mobile deposit?

Does Dupont Community have quick pay?

How can Dupont Community transfer money to other banks or credit unions?

Does Dupont Community report to credit bureaus?

Does Dupont Community use Chexsystems?

Does Dupont Community use Equifax?

What is Dupont Community's toll free phone number?

What is Dupont Community's ACH Routing Number?

What is Dupont Community's SWIFT code?

Where can I find Dupont Community's wire transfer form?

What is the Dupont Community address for deposits?

What Products Does Dupont Community Offer

Does Dupont Community offer mortgages?

Compare mortgage rates here.

Does Dupont Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Dupont Community offer auto and RV loans?

Compare auto loan rates here.

Does Dupont Community offer student loans or personal loans?

Compare personal loan rates here.

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