2021 Overview
General Credit Union Information
Dupont Community is an NCUA insured institution located in Waynesboro, VA. It was founded in 1959 and has approximately $1475.6 millions in assets.
Who can join?
If you live, work, worship, or attend school in their eligibility area you can be a member. This area includes Augusta, Waynesboro, Rockingham, Staunton, Rockbridge, Harrisburg, Highland, Lexington, Bath, Buena Vista, and Shenendoah.
Individuals within your immediate family or household are also eligible
Select businesses and other legal entities are eligible too
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 62474 |
| Date Established | 1959 |
| Assets | $1,475.60 million |
| Loans | $950.28 million |
| Deposits | $1,306.71 million |
| Capital | $139.95 million |
Field of Membership Restrictions
Deposit Rates - March 8, 2021
Your Current Location: Connecticut, CT 06828
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.20% | $2,500 | $2,999 |
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|
|
Money Market
|
0.20% | $10,000 | $14,999 |
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|
|
Money Market
|
0.30% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.06% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.06% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.11% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.11% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.21% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.21% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.05% | $1 | $499 | Learn More |
| Checking Rates | APY | MIN | FEE | |
|---|---|---|---|---|
| Grow Green Checking Tier II | 1.51% | $0 | $0.00 | Learn More |
Loan Rates - March 8, 2021
Your Current Location: Connecticut, CT 06828
There are currently no loan rates available for DUPONT COMMUNITY
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Connecticut 30 Year Fixed Mortgage Rates 2021
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2890 License#: 13256 |
2.924% | 2.875% | 0.63 | $1,562 | $1,038 | Learn More |
NMLS ID: 1168 |
3.051% | 2.990% | 0.75 | $1,938 | $1,053 | Learn More |
Featured - Connecticut Home Equity Line Of Credit Rates 2021
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Bethpage Federal Credit Union See Table |
Intro APR 2.990 % After Intro: 3.750 % Intro Period: 12 months |
$25,000 |
Learn More
More Info |
Third Federal Savings and Loan See Table |
2.240 %
|
$0 |
Learn More
More Info |
Note to DUPONT COMMUNITY
To upload and update your bank's rates please register.
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Branches
Below are Dupont Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Fairfield,Connecticut
Financial Details
Dupont Community Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Dupont Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Dupont Community | U.S. Average |
|---|---|
| 2.29% | 4.42 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of September 30, 2020, Dupont Community had $3,236,603 in non-current loans and $78,337 in owned assets. To cover these potential losses it had $139,952,343 in net worth and $4,557,171 in loans loss reserves. That gives it a Texas Ratio of 2.29%.
Net Worth
| Dupont Community | U.S. Average |
|---|---|
| 9.48% | 12.91% |
Dupont Community FCU has a net worth of 9.48% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Dupont Community
Branches and Savings
What is Dupont Community?
A credit union, registered with the NCUA under certificate #62474.
Learn more about credit unions here.
Is Dupont Community FDIC insured?
No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Dupont Community is insured by the NCUA.
Who can join Dupont Community?
Please see Field of Membership information above for information on who is eligible to join.
How big is Dupont Community?
Dupont Community has total capital of $139.95 million. Full information on Dupont Community's financial position is located above.
Who owns Dupont Community?
Credit Unions are owned by their members.
Where are Dupont Community branches located?
See branch locations nearby.
Are Dupont Community ATMs Open 24/7?
Do Dupont Community ATMs accept cash deposits?
Can Dupont Community customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does Dupont Community have a mobile app?
Does Dupont Community have mobile deposit?
Does Dupont Community have quick pay?
How can Dupont Community transfer money to other banks or credit unions?
Does Dupont Community report to credit bureaus?
Does Dupont Community use Chexsystems?
Does Dupont Community use Equifax?
What is Dupont Community's toll free phone number?
What is Dupont Community's ACH Routing Number?
What is Dupont Community's SWIFT code?
Where can I find Dupont Community's wire transfer form?
What is the Dupont Community address for deposits?
What Products Does Dupont Community Offer
Does Dupont Community offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
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