Dutch Point

Headquarters

195 Silas Deane Hwy
Wethersfield, CT 06109
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.65% →
1-Year CD 0.50% 0.70% →
2-Year CD 0.90% 0.75% →
5-Year CD 1.15% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Dutch Point is an NCUA insured institution located in Wethersfield, CT. It was founded in 1960 and has approximately $402.72 millions in assets.

Who can join?

Dutch Point CU is available to serve:

Persons who:

Live in, work in, regularly conduct business in, worship in or attend school in the following Counties:
Hartford
Middlesex
New Haven
New London

NCUA Insured Yes / State-Chartered
Charter Number # # 60457
Date Established 1960
Assets $402.72 million
Loans $189.23 million
Deposits $360.48 million
Capital $38.92 million
 

Field of Membership Restrictions

Dutch Point Credit Union of Connecticut is open to the residents, registered students, church members, people maintaining employment, and the people that conduct business in these Connecticut Counties: Hartford, New Haven, New London, and Middlesex as well as the family members of current credit union members.

Deposit Rates - June 20, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.35% $10,000 $14,999 Learn More
6 Mo CD
0.35% $100,000 $199,999 Learn More
Special: 10 Mo CD
1.00% $1,000 - Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.70% $10,000 $14,999 Learn More
18 Mo CD
0.70% $100,000 $199,999 Learn More
24 Mo CD
0.90% $10,000 $14,999 Learn More
24 Mo CD
0.90% $100,000 $199,999 Learn More
36 Mo CD
1.05% $10,000 $14,999 Learn More
36 Mo CD
1.05% $100,000 $199,999 Learn More
48 Mo CD
1.10% $10,000 $14,999 Learn More
48 Mo CD
1.10% $100,000 $199,999 Learn More
60 Mo CD
1.15% $10,000 $14,999 Learn More
60 Mo CD
1.15% $100,000 $199,999 Learn More
Fixed IRA Rates APY MIN MAX
Special: 10 Mo FIRA
1.00% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - June 20, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for DUTCH POINT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Note to DUTCH POINT
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Dutch Point branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Dutch Point Locations


Financial Details

Dutch Point Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Dutch Point. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Dutch Point U.S. Average
1.61% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Dutch Point had $597,243 in non-current loans and $39,582 in owned assets. To cover these potential losses it had $38,917,882 in net worth and $614,283 in loans loss reserves. That gives it a Texas Ratio of 1.61%.

Net Worth
Dutch Point U.S. Average
9.66% 12.67%

Dutch Point FCU has a net worth of 9.66% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Dutch Point

Branches and Savings

What is Dutch Point?

A credit union, registered with the NCUA under certificate #60457.
Learn more about credit unions here.

Is Dutch Point FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Dutch Point is insured by the NCUA.

Who can join Dutch Point?

Please see Field of Membership information above for information on who is eligible to join.

What are Dutch Point's share account and share certificate rates?

Dutch Point's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Dutch Point?

Dutch Point has total capital of $38.92 million. Full information on Dutch Point's financial position is located above.

Who owns Dutch Point?

Credit Unions are owned by their members.

Where are Dutch Point branches located?

See branch locations nearby.

Are Dutch Point ATMs Open 24/7?

Do Dutch Point ATMs accept cash deposits?

Can Dutch Point customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Dutch Point have a mobile app?

Does Dutch Point have mobile deposit?

Does Dutch Point have quick pay?

How can Dutch Point transfer money to other banks or credit unions?

Does Dutch Point report to credit bureaus?

Does Dutch Point use Chexsystems?

Does Dutch Point use Equifax?

What is Dutch Point's toll free phone number?

What is Dutch Point's ACH Routing Number?

What is Dutch Point's SWIFT code?

Where can I find Dutch Point's wire transfer form?

What is the Dutch Point address for deposits?

What Products Does Dutch Point Offer

Does Dutch Point offer mortgages?

Compare mortgage rates here.

Does Dutch Point offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Dutch Point offer auto and RV loans?

Compare auto loan rates here.

Does Dutch Point offer student loans or personal loans?

Compare personal loan rates here.

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