E. S. B. Employees Federal Credit Union

Headquarters

5516 Rising Sun Avenue
Philadelphia, PA 19120
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 2.55% →
1-Year CD N.A. 2.85% →
2-Year CD N.A. 3.20% →
5-Year CD N.A. 3.65% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

E. S. B. Employees is an NCUA insured institution located in Philadelphia, PA. It was founded in 1938 and has approximately $2.33 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 2581
Date Established 1938
Assets $2.33 million
Loans $1.96 million
Deposits $2.12 million
Capital $0.16 million
 

Deposit Rates - August 16, 2022

Your Current Location: Connecticut, CT 06828

We do not yet have rates for E. S. B. Employees

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Note to E. S. B. Employees
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There are currently no rates available for E. S. B. Employees, but see these great savings and CD rates:

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Loan Rates - August 16, 2022

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for E. S. B. EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
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AimLoan.com
NMLS ID: 2890
License#: 13256
4.853% 4.750% 0.75 $2,992 $1,305 Learn More
Morty, Inc.
NMLS ID: 1429243
4.687% 4.625% 0.75 $1,800 $1,286 Learn More
First Citizens Bank
NMLS ID: 503941
5.202% 5.125% 0.88 $2,180 $1,362 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

Note to E. S. B. EMPLOYEES
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are E. S. B. Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


E. S. B. Employees Locations



Climate Initiatives

E. S. B. EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

E. S. B. Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of E. S. B. Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
E. S. B. Employees U.S. Average
69.73% 4.75

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2022, E. S. B. Employees had $129,022 in non-current loans and $12,000 in owned assets. To cover these potential losses it had $156,891 in net worth and $45,360 in loans loss reserves. That gives it a Texas Ratio of 69.73%.

Net Worth
E. S. B. Employees U.S. Average
6.72% 12.28%

E. S. B. Employees FCU has a net worth of 6.72% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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