Eagle Community Credit Union

Headquarters

P.o. Box 5196
Lake Forest, CA 92609
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.65% →
1-Year CD 0.50% 2.02% →
2-Year CD 0.95% 3.00% →
5-Year CD 1.10% 3.35% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Eagle Community is an NCUA insured institution located in Lake Forest, CA. It was founded in 1937 and has approximately $329.55 millions in assets.

Who can join?

People who live, work, worship, or attend school in Orange County, California

Any employee of the United States Postal Service or any Federal Government employee who lives or works within Orange, Riverside, and San Diego counties, or portions of Los Angeles and San Bernardino counties

Retired employees of the United States Postal Service

Retired employees of any agency of the Federal Government

Family members* of any current member, regardless of where they live or work

Employees of Employer Partners that offer Eagle CU membership

*Any individual related to the member by blood, marriage, or any other legal means.

NCUA Insured Yes / State-Chartered
Charter Number # # 66847
Date Established 1937
Assets $329.55 million
Loans $249.30 million
Deposits $295.39 million
Capital $30.35 million
 

Field of Membership Restrictions

Eagle Community Credit Union of California is open to the residents, church members,registered students, and people maintaining employment in Orange County, as well as the postal and federal employees

Deposit Rates - June 25, 2022

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.35% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.45% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.95% $10,000 $14,999 Learn More
24 Mo CD
0.95% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
48 Mo CD
1.05% $10,000 $14,999 Learn More
48 Mo CD
1.05% $100,000 $199,999 Learn More
60 Mo CD
1.10% $10,000 $14,999 Learn More
60 Mo CD
1.10% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.03% $1 $99 Learn MoreShow Less
Int Ckg
0.03% $2,500 $3,499 Learn MoreShow Less

Loan Rates - June 25, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for EAGLE COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 413-0477
5.492% 5.375% 0.88 $3,275 $1,400 Learn More

Featured - California Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
4.240 %
After Intro: 5.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to EAGLE COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Eagle Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Eagle Community Locations



Climate Initiatives

EAGLE COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Eagle Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Eagle Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Eagle Community U.S. Average
4.67% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Eagle Community had $1,497,229 in non-current loans and $7,000 in owned assets. To cover these potential losses it had $30,351,105 in net worth and $1,853,673 in loans loss reserves. That gives it a Texas Ratio of 4.67%.

Net Worth
Eagle Community U.S. Average
9.2% 12.36%

Eagle Community FCU has a net worth of 9.2% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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