EAST ALABAMA COMMUNITY

P.O. BOX 2588
Opelika, AL 36803

 

2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 12383
Date Established 1958
Assets $14.43 million
Loans $6.37 million
Deposits $11.68 million
Capital $2.53 million

East Alabama Community is an NCUA insured institution located in Opelika, AL. It was founded in 1958 and has approximately $14.43 millions in assets.

Deposit Rates - September 22, 2018

Your Current Location: Virginia, VA 20146

CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD 10K
0.30% $1,000 - Learn MoreShow Less
Savings Rates (Share Account Rates) APY MIN MAX
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.10% $100 - Learn MoreShow Less

Loan Rates - September 22, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for EAST ALABAMA COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.544% 4.500% 0.13 $1,400 $1,267 Learn More
PenFed Credit Union
NMLS ID: 401822
4.836% 4.750% 0.00 $2,500 $1,305 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Flagstar Bank 5.740% $291.47 Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.990% $238.42 Learn More

Note to EAST ALABAMA COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are East Alabama Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


East Alabama Community Locations

Financial Details

East Alabama Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of East Alabama Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
East Alabama Community U.S. Average
0.20% 6.94

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2018, East Alabama Community had $2,687 in non-current loans and $2,500 in owned assets. To cover these potential losses it had $2,531,812 in net worth and $48,784 in loans loss reserves. That gives it a Texas Ratio of 0.20%.

Net Worth
East Alabama Community U.S. Average
17.54% 13.08%

East Alabama Community FCU has a net worth of 17.54% versus the BestCashCow average of 13.08. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On East Alabama Community

What is East Alabama Community?

A federal credit union, registered with the NCUA under certificate #12383.
Learn more about credit unions here.

Is East Alabama Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join East Alabama Community?

Please see Field of Membership information above for information on who is eligible to join.

What are East Alabama Community's share account and share certificate rates?

East Alabama Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is East Alabama Community?

East Alabama Community has total capital of $2.53 million. Full information on East Alabama Community's financial position is located above.

Who owns East Alabama Community?

Credit Unions are owned by their members.

Where are East Alabama Community branches located?

See branch locations nearby.

Are East Alabama Community ATMs Open 24/7?

Do East Alabama Community ATMs accept cash deposits?

Can East Alabama Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does East Alabama Community have a mobile app?

Does East Alabama Community have mobile deposit?

Does East Alabama Community have quick pay?

How can East Alabama Community transfer money to other banks or credit unions?

Does East Alabama Community report to credit bureaus?

Does East Alabama Community use Chexsystems?

Does East Alabama Community use Equifax?

What is East Alabama Community's toll free phone number?

What is East Alabama Community's ACH Routing Number?

What is East Alabama Community's SWIFT code?

Where can I find East Alabama Community's wire transfer form?

What is the East Alabama Community address for deposits?

What Products Does East Alabama Community Offer

Does East Alabama Community offer mortgages?

Compare mortgage rates here.

Does East Alabama Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does East Alabama Community offer auto and RV loans?

Compare auto loan rates here.

Does East Alabama Community offer student loans or personal loans?

Compare personal loan rates here.

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