EAST ALABAMA COMMUNITY

P.O. BOX 2588
Opelika, AL 36803

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 12383
Date Established 1958
Assets $14.82 million
Loans $6.42 million
Deposits $12.04 million
Capital $2.54 million

East Alabama Community is an NCUA insured institution located in Opelika, AL. It was founded in 1958 and has approximately $14.82 millions in assets.

Deposit Rates - February 16, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.75% $1,000 - Learn MoreShow Less
12 Mo CD
1.00% $1,000 - Learn MoreShow Less
24 Mo CD
1.26% $1,000 - Learn MoreShow Less
36 Mo CD
1.31% $1,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.12% $100 - Learn MoreShow Less

Loan Rates - February 16, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for EAST ALABAMA COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
Flagstar Bank
Flagstar Bank
Intro APR
3.490 %
After Intro: 6.240 %
Intro Period: 6 months
$25,000 Learn More
More Info

Note to EAST ALABAMA COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are East Alabama Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


East Alabama Community Locations

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Financial Details

East Alabama Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of East Alabama Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
East Alabama Community U.S. Average
0.38% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, East Alabama Community had $7,408 in non-current loans and $2,500 in owned assets. To cover these potential losses it had $2,539,215 in net worth and $50,956 in loans loss reserves. That gives it a Texas Ratio of 0.38%.

Net Worth
East Alabama Community U.S. Average
17.13% 13.21%

East Alabama Community FCU has a net worth of 17.13% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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*All images, logos and public notes on this page appear courtesy of EAST ALABAMA COMMUNITY and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.