Ed-med Federal Credit Union

Headquarters

601 Ford St
Ogdensburg, NY 13669
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Notable Rates APY Vs.Others
Savings 0.50% 4.15% →
1-Year CD 0.75% 4.59% →
2-Year CD 1.00% 4.45% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Ed-med is an NCUA insured institution located in Ogdensburg, NY. It was founded in 1959 and has approximately $33.5 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 13186
Date Established 1959
Assets $33.50 million
Loans $14.12 million
Deposits $29.26 million
Capital $4.16 million
 

Deposit Rates - September 10, 2026

Your Current Location: Arizona, AZ 85001

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.50% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.60% $10,000 $14,999 Learn More
6 Mo CD
0.60% $100,000 $199,999 Learn More
12 Mo CD
0.75% $10,000 $14,999 Learn More
12 Mo CD
0.75% $100,000 $199,999 Learn More
18 Mo CD
0.90% $10,000 $14,999 Learn More
18 Mo CD
0.90% $100,000 $199,999 Learn More
24 Mo CD
1.00% $10,000 $14,999 Learn More
24 Mo CD
1.00% $100,000 $199,999 Learn More

Loan Rates - September 10, 2026

Your Current Location: Arizona, AZ 85001

There are currently no loan rates available for Ed-med

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



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Branches

Below are Ed-med branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Phoenix,Arizona


Ed-med Locations around zip code 85001


BranchDistance Map View Lobby Hours

MAIN OFFICE

1013.78 A View Lobby Hours


Climate Policy and Initiatives

ED-MED is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Ed-med Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ed-med. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ed-med U.S. Average
1.95% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Ed-med had $81,931 in non-current loans and $0 in owned assets. To cover these potential losses it had $4,159,960 in net worth and $31,377 in loans loss reserves. That gives it a Texas Ratio of 1.95%.

Net Worth
Ed-med U.S. Average
12.42% 14.48%

Ed-med FCU has a net worth of 12.42% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Ed-med

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