Edinburg Teachers Credit Union
Headquarters
900 W University Dr
Edinburg, TX 78539
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2024 Overview
General Credit Union Information
Edinburg Teachers is an NCUA insured institution located in Edinburg, TX. It was founded in 1955 and has approximately $92.09 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 66366 |
| Date Established | 1955 |
| Assets | $92.09 million |
| Loans | $21.27 million |
| Deposits | $78.31 million |
| Capital | $21.29 million |
Field of Membership Restrictions
Edinburg Teachers Credit Union of Texas is open to the employees of the eligible credit union affiliated select employee groups that are listed on the credit union website and the family members of current credit union members.
Deposit Rates - May 1, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Edinburg Teachers
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Loan Rates - May 1, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Edinburg Teachers
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.835% | 6.750% | 0.63 | $2,800 | $2,076 | Learn More |
NMLS ID: 3029 |
7.131% | 6.990% | 0.88 | $4,726 | $2,127 | Learn More |
NMLS ID: 3030 |
7.476% | 7.375% | 1.00 | $3,200 | $2,211 | Learn More |
NMLS ID: 491986 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Edinburg Teachers
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It is free to register and add rates.
Branches
Below are Edinburg Teachers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
EDINBURG TEACHERS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Edinburg Teachers Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Edinburg Teachers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Edinburg Teachers | U.S. Average |
|---|---|
| 0.27% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Edinburg Teachers had $50,574 in non-current loans and $6,660 in owned assets. To cover these potential losses it had $21,292,550 in net worth and $100,751 in loans loss reserves. That gives it a Texas Ratio of 0.27%.
Net Worth
| Edinburg Teachers | U.S. Average |
|---|---|
| 23.1% | 13.62% |
Edinburg Teachers FCU has a net worth of 23.1% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Edinburg Teachers
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