EDUCATIONAL EMPLOYEES

P.O. Box 5242
Fresno, CA 93755

Phone: 1-559-437-7700

Notable Rates APY Vs.Others
Savings N.A. 2.60% →
1-Year CD N.A. 2.25% →
2-Year CD N.A. 2.50% →
5-Year CD N.A. 2.80% →
30-Year Mortgage 3.67% 3.31% →
15-Year Mortgage 3.21% 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Educational Employees is an NCUA insured institution located in Fresno, CA. It was founded in 1934 and has approximately $3172.96 millions in assets.

Who can join?

If you are connected to education (pre-school through college) as a school employee, student, or a member of a school organization in any of the 10 counties EECU serves*, or related to anyone who is, or you are employed by St. Agnes Hospital in Fresno, CA (including those paid by Trinity Health), you’re probably eligible to join EECU.

EECU serves the following counties: Fresno, Kings, Tulare, Merced, Madera, Mariposa, Inyo, San Luis Obispo, San Benito and Monterey.

NCUA Insured Yes
Charter Number # # 60520
Date Established 1934
Assets $3,172.96 million
Loans $1,426.91 million
Deposits $2,720.41 million
Capital $415.63 million
 

Field of Membership Restrictions

Membership in Educational Employees Credit Union is open to employees, retirees, students, or members of school organizations in Fresno, Tulare, Kings, Merced, Mariposa, Madera, Inyo, San Benito, San Luis Obispo or Monterey Counties in California and their relatives. Membership is also open to employees of St. Agnes Hospital in Fresno, California.

Deposit Rates - November 19, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Educational Employees

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Note to Educational Employees
To upload and update your credit union's rates please register. It is free to register and add rates.

There are currently no rates available for Educational Employees, but see these great savings and CD rates:

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Loan Rates - November 19, 2019

Your Current Location: Virginia, VA 20146

Home Equity Rates APR Rate Monthly Payment
Auto Loan Rates APR Rate Monthly Payment
5 Year 2.49% 2.49% $443.57
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.



Branches

Below are Educational Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Educational Employees Locations


Financial Details

Educational Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Educational Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Educational Employees U.S. Average
0.74% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Educational Employees had $2,678,688 in non-current loans and $490,385 in owned assets. To cover these potential losses it had $415,631,379 in net worth and $10,336,457 in loans loss reserves. That gives it a Texas Ratio of 0.74%.

Net Worth
Educational Employees U.S. Average
13.09% 13.65%

Educational Employees FCU has a net worth of 13.09% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Educational Employees

Branches and Savings

What is Educational Employees?

A federal credit union, registered with the NCUA under certificate #60520.
Learn more about credit unions here.

Is Educational Employees FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Educational Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Educational Employees's share account and share certificate rates?

Educational Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Educational Employees?

Educational Employees has total capital of $415.63 million. Full information on Educational Employees's financial position is located above.

Who owns Educational Employees?

Credit Unions are owned by their members.

Where are Educational Employees branches located?

See branch locations nearby.

Are Educational Employees ATMs Open 24/7?

Do Educational Employees ATMs accept cash deposits?

Can Educational Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Educational Employees have a mobile app?

Does Educational Employees have mobile deposit?

Does Educational Employees have quick pay?

How can Educational Employees transfer money to other banks or credit unions?

Does Educational Employees report to credit bureaus?

Does Educational Employees use Chexsystems?

Does Educational Employees use Equifax?

What is Educational Employees's toll free phone number?

What is Educational Employees's ACH Routing Number?

What is Educational Employees's SWIFT code?

Where can I find Educational Employees's wire transfer form?

What is the Educational Employees address for deposits?

What Products Does Educational Employees Offer

Does Educational Employees offer mortgages?

Compare mortgage rates here.

Does Educational Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Educational Employees offer auto and RV loans?

Compare auto loan rates here.

Does Educational Employees offer student loans or personal loans?

Compare personal loan rates here.

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