Elec Workers Union 474 Ibew

Headquarters

1896 Madison Ave
Memphis, TN 38104
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Elec Workers Union 474 Ibew is an NCUA insured institution located in Memphis, TN. It was founded in 1956 and has approximately $3.12 millions in assets.

NCUA Insured Yes
Charter Number # # 11339
Date Established 1956
Assets $3.12 million
Loans $1.09 million
Deposits $3.03 million
Capital $0.07 million
 

Deposit Rates - January 24, 2021

Your Current Location: Connecticut, CT 06828

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Loan Rates - January 24, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for ELEC WORKERS UNION 474 IBEW

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
2.480% 2.375% 1.00 $3,500 $972 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.562% 2.500% 0.75 $2,030 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to ELEC WORKERS UNION 474 IBEW
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Branches

Below are Elec Workers Union 474 Ibew branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Elec Workers Union 474 Ibew Locations


Financial Details

Elec Workers Union 474 Ibew Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Elec Workers Union 474 Ibew. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Elec Workers Union 474 Ibew U.S. Average
18.50% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Elec Workers Union 474 Ibew had $28,818 in non-current loans and $0 in owned assets. To cover these potential losses it had $74,629 in net worth and $81,157 in loans loss reserves. That gives it a Texas Ratio of 18.50%.

Net Worth
Elec Workers Union 474 Ibew U.S. Average
2.39% 12.91%

Elec Workers Union 474 Ibew FCU has a net worth of 2.39% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Elec Workers Union 474 Ibew

Branches and Savings

What is Elec Workers Union 474 Ibew?

A credit union, registered with the NCUA under certificate #11339.
Learn more about credit unions here.

Is Elec Workers Union 474 Ibew FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Elec Workers Union 474 Ibew?

Please see Field of Membership information above for information on who is eligible to join.

What are Elec Workers Union 474 Ibew's share account and share certificate rates?

Elec Workers Union 474 Ibew's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Elec Workers Union 474 Ibew?

Elec Workers Union 474 Ibew has total capital of $0.07 million. Full information on Elec Workers Union 474 Ibew's financial position is located above.

Who owns Elec Workers Union 474 Ibew?

Credit Unions are owned by their members.

Where are Elec Workers Union 474 Ibew branches located?

See branch locations nearby.

Are Elec Workers Union 474 Ibew ATMs Open 24/7?

Do Elec Workers Union 474 Ibew ATMs accept cash deposits?

Can Elec Workers Union 474 Ibew customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Elec Workers Union 474 Ibew have a mobile app?

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What Products Does Elec Workers Union 474 Ibew Offer

Does Elec Workers Union 474 Ibew offer mortgages?

Compare mortgage rates here.

Does Elec Workers Union 474 Ibew offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Elec Workers Union 474 Ibew offer auto and RV loans?

Compare auto loan rates here.

Does Elec Workers Union 474 Ibew offer student loans or personal loans?

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