Electrical Workers No 558 Federal Credit Union

Headquarters

P.o. Box 806
Sheffield, AL 35660
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Notable Rates APY Vs.Others
Savings N.A. 4.15% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Electrical Workers No 558 is an NCUA insured institution located in Sheffield, AL. It was founded in 1958 and has approximately $44.81 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 12478
Date Established 1958
Assets $44.81 million
Loans $23.15 million
Deposits $35.63 million
Capital $8.97 million
 

Deposit Rates - September 20, 2026

Your Current Location: Arizona, AZ 85001

We do not yet have rates for Electrical Workers No 558

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Loan Rates - September 20, 2026

Your Current Location: Arizona, AZ 85001

There are currently no loan rates available for Electrical Workers No 558

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



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Branches

Below are Electrical Workers No 558 branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Phoenix,Arizona


Electrical Workers No 558 Locations around zip code 85001


BranchDistance Map View Lobby Hours

Main Office

1295.21 A View Lobby Hours


Climate Policy and Initiatives

ELECTRICAL WORKERS NO 558 is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Electrical Workers No 558 Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Electrical Workers No 558. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Electrical Workers No 558 U.S. Average
2.59% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Electrical Workers No 558 had $229,467 in non-current loans and $5,858 in owned assets. To cover these potential losses it had $8,974,623 in net worth and $128,340 in loans loss reserves. That gives it a Texas Ratio of 2.59%.

Net Worth
Electrical Workers No 558 U.S. Average
20.03% 14.48%

Electrical Workers No 558 FCU has a net worth of 20.03% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



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