Erie County Employees Credit Union

Headquarters

95 Franklin St, Room 111
Buffalo, NY 14202
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Erie County Employees is an NCUA insured institution located in Buffalo, NY. It was founded in 1940 and has approximately $32.27 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 62923
Date Established 1940
Assets $32.27 million
Loans $7.87 million
Deposits $27.83 million
Capital $4.24 million
 

Field of Membership Restrictions

Erie County Employees Credit Union of New York is open to the employees of Erie County, the Erie County Title Search Company, members of the County Bar Association, the County Library of both Erie and Buffalo, and the family members of these eligible people.

Deposit Rates - September 28, 2026

Your Current Location: Arizona, AZ 85001

We do not yet have rates for Erie County Employees

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Loan Rates - September 28, 2026

Your Current Location: Arizona, AZ 85001

There are currently no loan rates available for Erie County Employees

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Arizona 30 Year Fixed Mortgage Rates 2026

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Featured - Arizona Home Equity Line Of Credit Rates 2026

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Branches

Below are Erie County Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Phoenix,Arizona


Erie County Employees Locations around zip code 85001


BranchDistance Map View Lobby Hours

Erie County Employees Credit Unio

1876.39 A View Lobby Hours


Climate Policy and Initiatives

ERIE COUNTY EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Erie County Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Erie County Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Erie County Employees U.S. Average
1.54% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Erie County Employees had $65,876 in non-current loans and $0 in owned assets. To cover these potential losses it had $4,242,440 in net worth and $30,040 in loans loss reserves. That gives it a Texas Ratio of 1.54%.

Net Worth
Erie County Employees U.S. Average
13.15% 14.48%

Erie County Employees FCU has a net worth of 13.15% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Erie County Employees

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