Escondido

Headquarters

Po Box 1957
Escondido, CA 92033
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Escondido is an NCUA insured institution located in Escondido, CA. It was founded in 1959 and has approximately $53.53 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 13402
Date Established 1959
Assets $53.53 million
Loans $16.14 million
Deposits $47.56 million
Capital $5.82 million
 

Field of Membership Restrictions

Must be an employee or official of the City of Escondido or be an employee of or volunteer for the California Center for the Arts, Escondido.

Deposit Rates - April 22, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Escondido

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Escondido
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Advertiser Disclosure

Loan Rates - April 22, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for ESCONDIDO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
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2.422% 2.375% 0.63 $1,562 $972 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
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0.000 %
$0 Learn More
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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Third Federal Savings and Loan
Third Federal Savings and Loan
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2.240 %
$0 Learn More
More Info

Note to ESCONDIDO
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Branches

Below are Escondido branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Escondido Locations


Financial Details

Escondido Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Escondido. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Escondido U.S. Average
0.52% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Escondido had $14,261 in non-current loans and $16,000 in owned assets. To cover these potential losses it had $5,815,813 in net worth and $51,716 in loans loss reserves. That gives it a Texas Ratio of 0.52%.

Net Worth
Escondido U.S. Average
10.86% 12.67%

Escondido FCU has a net worth of 10.86% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Escondido

Branches and Savings

What is Escondido?

A federal credit union, registered with the NCUA under certificate #13402.
Learn more about credit unions here.

Is Escondido FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Escondido is insured by the NCUA.

Who can join Escondido?

Please see Field of Membership information above for information on who is eligible to join.

What are Escondido's share account and share certificate rates?

Escondido's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Escondido?

Escondido has total capital of $5.82 million. Full information on Escondido's financial position is located above.

Who owns Escondido?

Credit Unions are owned by their members.

Where are Escondido branches located?

See branch locations nearby.

Are Escondido ATMs Open 24/7?

Do Escondido ATMs accept cash deposits?

Can Escondido customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Escondido have a mobile app?

Does Escondido have mobile deposit?

Does Escondido have quick pay?

How can Escondido transfer money to other banks or credit unions?

Does Escondido report to credit bureaus?

Does Escondido use Chexsystems?

Does Escondido use Equifax?

What is Escondido's toll free phone number?

What is Escondido's ACH Routing Number?

What is Escondido's SWIFT code?

Where can I find Escondido's wire transfer form?

What is the Escondido address for deposits?

What Products Does Escondido Offer

Does Escondido offer mortgages?

Compare mortgage rates here.

Does Escondido offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Escondido offer auto and RV loans?

Compare auto loan rates here.

Does Escondido offer student loans or personal loans?

Compare personal loan rates here.

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