Essex County Teachers

Headquarters

125 Franklin St.
Bloomfield, NJ 07003
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Essex County Teachers is an NCUA insured institution located in Bloomfield, NJ. It was founded in 1936 and has approximately $17.69 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1131
Date Established 1936
Assets $17.69 million
Loans $8.72 million
Deposits $16.08 million
Capital $1.23 million
 

Deposit Rates - October 19, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Essex County Teachers

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Essex County Teachers

Note to Essex County Teachers
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - October 19, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for ESSEX COUNTY TEACHERS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Flagstar Bank, FSB
NMLS ID: 417490
3.290% 3.250% 0.50 $1,268 $1,089 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to ESSEX COUNTY TEACHERS
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Essex County Teachers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Essex County Teachers Locations



Climate Initiatives

ESSEX COUNTY TEACHERS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Essex County Teachers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Essex County Teachers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Essex County Teachers U.S. Average
1.24% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Essex County Teachers had $16,727 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,232,818 in net worth and $111,744 in loans loss reserves. That gives it a Texas Ratio of 1.24%.

Net Worth
Essex County Teachers U.S. Average
7.62% 12.22%

Essex County Teachers FCU has a net worth of 7.62% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Essex County Teachers

Branches and Savings

What is Essex County Teachers?

A federal credit union, registered with the NCUA under certificate #1131.
Learn more about credit unions here.

Is Essex County Teachers FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Essex County Teachers is insured by the NCUA.

Who can join Essex County Teachers?

Please see Field of Membership information above for information on who is eligible to join.

What are Essex County Teachers's share account and share certificate rates?

Essex County Teachers's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Essex County Teachers?

Essex County Teachers has total capital of $1.23 million. Full information on Essex County Teachers's financial position is located above.

Who owns Essex County Teachers?

Credit Unions are owned by their members.

Where are Essex County Teachers branches located?

See branch locations nearby.

Are Essex County Teachers ATMs Open 24/7?

Do Essex County Teachers ATMs accept cash deposits?

Can Essex County Teachers customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Essex County Teachers have a mobile app?

Does Essex County Teachers have mobile deposit?

Does Essex County Teachers have quick pay?

How can Essex County Teachers transfer money to other banks or credit unions?

Does Essex County Teachers report to credit bureaus?

Does Essex County Teachers use Chexsystems?

Does Essex County Teachers use Equifax?

What is Essex County Teachers's toll free phone number?

What is Essex County Teachers's ACH Routing Number?

What is Essex County Teachers's SWIFT code?

Where can I find Essex County Teachers's wire transfer form?

What is the Essex County Teachers address for deposits?

What Products Does Essex County Teachers Offer

Does Essex County Teachers offer mortgages?

Compare mortgage rates here.

Does Essex County Teachers offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Essex County Teachers offer auto and RV loans?

Compare auto loan rates here.

Does Essex County Teachers offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Essex County Teachers

There are currently no comments for Essex County Teachers. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →