Evangelical Christian Credit Union

Headquarters

955 W Imperial Hwy, Ste 100, Po Box
Brea, CA 92822
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Notable Rates APY Vs.Others
Savings N.A. 2.53% →
1-Year CD N.A. 2.79% →
2-Year CD N.A. 3.20% →
5-Year CD N.A. 3.65% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Evangelical Christian is an NCUA insured institution located in Brea, CA. It was founded in 1964 and has approximately $576.38 millions in assets.

Who can join?

The churches, Christian schools, and other evangelical ministries that comprise ECCU all went through an application process to become members. If you belong to a church that offers ECCU membership as a benefit, you may be eligible to join. Your ministry may also qualify for membership.

NCUA Insured Yes / State-Chartered
Charter Number # # 63837
Date Established 1964
Assets $576.38 million
Loans $408.78 million
Deposits $508.41 million
Capital $62.29 million
 

Field of Membership Restrictions

Membership in Evangelical Christian Credit Union is open to individuals or missionaries who agree with the credit union's statement of faith or are members in an affiliated Christian organization (denomination, ministry, church, or school).

Deposit Rates - August 7, 2022

Your Current Location: California, CA 92111

We do not yet have rates for Evangelical Christian

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Loan Rates - August 7, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for EVANGELICAL CHRISTIAN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



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Featured - California Home Equity Line Of Credit Rates 2022

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After Intro: 6.250 %
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More Info

Note to EVANGELICAL CHRISTIAN
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Branches

Below are Evangelical Christian branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Evangelical Christian Locations



Climate Initiatives

EVANGELICAL CHRISTIAN is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Evangelical Christian Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Evangelical Christian. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Evangelical Christian U.S. Average
2.41% 4.75

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2022, Evangelical Christian had $673,002 in non-current loans and $953,609 in owned assets. To cover these potential losses it had $62,285,897 in net worth and $5,240,835 in loans loss reserves. That gives it a Texas Ratio of 2.41%.

Net Worth
Evangelical Christian U.S. Average
10.81% 12.28%

Evangelical Christian FCU has a net worth of 10.81% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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