F & A


2625 Corporate Pl
Monterey Park, CA 91754
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.50% 0.85% →
1-Year CD 0.95% 0.75% →
2-Year CD 1.06% 0.80% →
5-Year CD 1.26% 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

F & A is an NCUA insured institution located in Monterey Park, CA. It was founded in 1936 and has approximately $2223.28 millions in assets.

Who can become a member of the Credit Union?

F&A Federal Credit Union’s membership consists of:

County of Los Angeles Fire Department
Office of the Farm Advisory
County of Los Angeles Agricultural Commissioner / Weights and Measures
Cooperative AgriculturalExtension Program of the University of California
Los Angeles County Fire Fighters Local 1014
Los Angeles County Lifeguards

Additionally F&A serves the employees of cities which contract with the L. A. County Fire Department for fire protection service and other selected cities. Currently, the cities we serve are:
Agoura Hills, Alhambra, Artesia, Avalon, Baldwin Park, Bell, Bell Gardens, Bellflower, Bradbury, Calabasas, Cerritos, Claremont, Commerce, Cudahy, Diamond, BarDuarte, Glendora, Hawaiian Gardens, Huntington Park, Industry, Irwindale, La Canada Flintridge, La Habra Heights, La Mirada, La Puente, La Verne, Lakewood, Lancaster, Malibu, Maywood, Montebello, Monterey Park, Norwalk, Palmdale, Paramount, Pico Rivera, Pomona, Rancho Palos Verdes, Rolling Hills, Rolling Hills Estates, Rosemead, San Dimas, San Marino, Santa Clarita, Sierra Madre, Signal Hill, South El Monte, Temple City, Walnut, West Hollywood, Whittier

Immediate family members are also eligible

NCUA Insured Yes / Federally Chartered
Charter Number # # 1493
Date Established 1936
Assets $2,223.28 million
Loans $520.70 million
Deposits $1,829.99 million
Capital $294.97 million

Field of Membership Restrictions

Membership in F&A Federal Credit Union is open to employees of the Los Angeles County Fire Department, Office of the Farm Advisory, Cooperative Agricultural Extension Program of the University of California, West San Gabriel Valley Consortium, The Hawthorne Police Officers Associations, and other select groups.

Deposit Rates - October 19, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.50% $2,500 $4,999 Learn More
Money Market
0.75% $2,500 $2,999 Learn More
Money Market
0.75% $10,000 $14,999 Learn More
Money Market
0.75% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Month CD
0.75% $1,000 $49,999 Learn More
6 Mo CD
0.80% $50,000 - Learn More
1 Year CD
0.90% $1,000 $49,999 Learn More
12 Mo CD
0.95% $50,000 - Learn More
2 Year CD
1.01% $1,000 $49,999 Learn More
24 Mo CD
1.06% $50,000 - Learn More
30 Mo CD
1.46% $10,000 $14,999 Learn More
30 Mo CD
1.51% $100,000 $199,999 Learn More
3 Year CD
1.06% $1,000 $49,999 Learn More
36 Mo CD
1.11% $50,000 - Learn More
4 Year CD
1.11% $1,000 $49,999 Learn More
48 Mo CD
1.16% $50,000 - Learn More
5 Year CD
1.21% $1,000 $49,999 Learn More
60 Mo CD
1.26% $50,000 - Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.35% $1 $99 Learn MoreShow Less
Int Ckg
0.35% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 19, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for F & A

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.736% 3.625% 0.88 $3,438 $1,141 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to F & A
To upload and update your bank's rates please register. It is free to register and add rates.



Below are F & A branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Climate Initiatives

F & A is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

F & A Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of F & A. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
F & A U.S. Average
0.17% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, F & A had $512,591 in non-current loans and $0 in owned assets. To cover these potential losses it had $294,968,454 in net worth and $1,065,165 in loans loss reserves. That gives it a Texas Ratio of 0.17%.

Net Worth
F & A U.S. Average
13.26% 12.22%

F & A FCU has a net worth of 13.26% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About F & A

Branches and Savings

What is F & A?

A federal credit union, registered with the NCUA under certificate #1493.
Learn more about credit unions here.

Is F & A FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. F & A is insured by the NCUA.

Who can join F & A?

Please see Field of Membership information above for information on who is eligible to join.

What are F & A's share account and share certificate rates?

F & A's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is F & A?

F & A has total capital of $294.97 million. Full information on F & A's financial position is located above.

Who owns F & A?

Credit Unions are owned by their members.

Where are F & A branches located?

See branch locations nearby.

Are F & A ATMs Open 24/7?

Do F & A ATMs accept cash deposits?

Can F & A customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does F & A have a mobile app?

Does F & A have mobile deposit?

Does F & A have quick pay?

How can F & A transfer money to other banks or credit unions?

Does F & A report to credit bureaus?

Does F & A use Chexsystems?

Does F & A use Equifax?

What is F & A's toll free phone number?

What is F & A's ACH Routing Number?

What is F & A's SWIFT code?

Where can I find F & A's wire transfer form?

What is the F & A address for deposits?

What Products Does F & A Offer

Does F & A offer mortgages?

Compare mortgage rates here.

Does F & A offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does F & A offer auto and RV loans?

Compare auto loan rates here.

Does F & A offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for F & A

There are currently no comments for F & A. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →