F & A Federal Credit Union

Headquarters

2625 Corporate Pl
Monterey Park, CA 91754
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.50% 2.55% →
1-Year CD 0.95% 2.85% →
2-Year CD 1.06% 3.20% →
5-Year CD 1.26% 3.65% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

F & A is an NCUA insured institution located in Monterey Park, CA. It was founded in 1936 and has approximately $2342.09 millions in assets.

Who can become a member of the Credit Union?

F&A Federal Credit Union’s membership consists of:

County of Los Angeles Fire Department
Office of the Farm Advisory
County of Los Angeles Agricultural Commissioner / Weights and Measures
Cooperative AgriculturalExtension Program of the University of California
Los Angeles County Fire Fighters Local 1014
Los Angeles County Lifeguards

Additionally F&A serves the employees of cities which contract with the L. A. County Fire Department for fire protection service and other selected cities. Currently, the cities we serve are:
Agoura Hills, Alhambra, Artesia, Avalon, Baldwin Park, Bell, Bell Gardens, Bellflower, Bradbury, Calabasas, Cerritos, Claremont, Commerce, Cudahy, Diamond, BarDuarte, Glendora, Hawaiian Gardens, Huntington Park, Industry, Irwindale, La Canada Flintridge, La Habra Heights, La Mirada, La Puente, La Verne, Lakewood, Lancaster, Malibu, Maywood, Montebello, Monterey Park, Norwalk, Palmdale, Paramount, Pico Rivera, Pomona, Rancho Palos Verdes, Rolling Hills, Rolling Hills Estates, Rosemead, San Dimas, San Marino, Santa Clarita, Sierra Madre, Signal Hill, South El Monte, Temple City, Walnut, West Hollywood, Whittier

Immediate family members are also eligible

NCUA Insured Yes / Federally Chartered
Charter Number # # 1493
Date Established 1936
Assets $2,342.09 million
Loans $675.91 million
Deposits $1,947.08 million
Capital $304.18 million
 

Field of Membership Restrictions

Membership in F&A Federal Credit Union is open to employees of the Los Angeles County Fire Department, Office of the Farm Advisory, Cooperative Agricultural Extension Program of the University of California, West San Gabriel Valley Consortium, The Hawthorne Police Officers Associations, and other select groups.

Deposit Rates - August 16, 2022

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.75% $2,500 $2,999 Learn More
Money Market
0.75% $10,000 $14,999 Learn More
Money Market
0.75% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Month CD
0.75% $1,000 $49,999 Learn More
6 Mo CD
0.80% $50,000 - Learn More
1 Year CD
0.90% $1,000 $49,999 Learn More
12 Mo CD
0.95% $50,000 - Learn More
2 Year CD
1.01% $1,000 $49,999 Learn More
24 Mo CD
1.06% $50,000 - Learn More
30 Mo CD
1.46% $10,000 $14,999 Learn More
30 Mo CD
1.51% $100,000 $199,999 Learn More
3 Year CD
1.06% $1,000 $49,999 Learn More
36 Mo CD
1.11% $50,000 - Learn More
4 Year CD
1.11% $1,000 $49,999 Learn More
48 Mo CD
1.16% $50,000 - Learn More
5 Year CD
1.21% $1,000 $49,999 Learn More
60 Mo CD
1.26% $50,000 - Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.35% $1 $99 Learn MoreShow Less
Int Ckg
0.35% $2,500 $3,499 Learn MoreShow Less

Loan Rates - August 16, 2022

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for F & A

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
4.853% 4.750% 0.75 $2,992 $1,305 Learn More
Morty, Inc.
NMLS ID: 1429243
4.687% 4.625% 0.75 $1,800 $1,286 Learn More
First Citizens Bank
NMLS ID: 503941
5.202% 5.125% 0.88 $2,180 $1,362 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

Note to F & A
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are F & A branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut



Climate Initiatives

F & A is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

F & A Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of F & A. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
F & A U.S. Average
0.13% 4.75

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2022, F & A had $404,670 in non-current loans and $0 in owned assets. To cover these potential losses it had $304,177,836 in net worth and $1,065,165 in loans loss reserves. That gives it a Texas Ratio of 0.13%.

Net Worth
F & A U.S. Average
13.32% 12.28%

F & A FCU has a net worth of 13.32% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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