F & A Federal Credit Union


2625 Corporate Pl
Monterey Park, CA 91754
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Notable Rates APY Vs.Others
Savings 0.50% 5.55% →
1-Year CD 0.95% 5.60% →
2-Year CD 1.06% 4.90% →
5-Year CD 1.26% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

F & A is an NCUA insured institution located in Monterey Park, CA. It was founded in 1936 and has approximately $2249.95 millions in assets.

Who can become a member of the Credit Union?

F&A Federal Credit Union’s membership consists of:

County of Los Angeles Fire Department
Office of the Farm Advisory
County of Los Angeles Agricultural Commissioner / Weights and Measures
Cooperative AgriculturalExtension Program of the University of California
Los Angeles County Fire Fighters Local 1014
Los Angeles County Lifeguards

Additionally F&A serves the employees of cities which contract with the L. A. County Fire Department for fire protection service and other selected cities. Currently, the cities we serve are:
Agoura Hills, Alhambra, Artesia, Avalon, Baldwin Park, Bell, Bell Gardens, Bellflower, Bradbury, Calabasas, Cerritos, Claremont, Commerce, Cudahy, Diamond, BarDuarte, Glendora, Hawaiian Gardens, Huntington Park, Industry, Irwindale, La Canada Flintridge, La Habra Heights, La Mirada, La Puente, La Verne, Lakewood, Lancaster, Malibu, Maywood, Montebello, Monterey Park, Norwalk, Palmdale, Paramount, Pico Rivera, Pomona, Rancho Palos Verdes, Rolling Hills, Rolling Hills Estates, Rosemead, San Dimas, San Marino, Santa Clarita, Sierra Madre, Signal Hill, South El Monte, Temple City, Walnut, West Hollywood, Whittier

Immediate family members are also eligible

NCUA Insured Yes / Federally Chartered
Charter Number # # 1493
Date Established 1936
Assets $2,249.95 million
Loans $843.30 million
Deposits $1,763.48 million
Capital $328.89 million

Field of Membership Restrictions

Membership in F&A Federal Credit Union is open to employees of the Los Angeles County Fire Department, Office of the Farm Advisory, Cooperative Agricultural Extension Program of the University of California, West San Gabriel Valley Consortium, The Hawthorne Police Officers Associations, and other select groups.

Deposit Rates - April 21, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.50% $2,500 $4,999 Learn More
Money Market
0.75% $2,500 $2,999 Learn More
Money Market
0.75% $10,000 $14,999 Learn More
Money Market
0.75% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Month CD
0.75% $1,000 $49,999 Learn More
6 Mo CD
0.80% $50,000 - Learn More
1 Year CD
0.90% $1,000 $49,999 Learn More
12 Mo CD
0.95% $50,000 - Learn More
2 Year CD
1.01% $1,000 $49,999 Learn More
24 Mo CD
1.06% $50,000 - Learn More
30 Mo CD
1.46% $10,000 $14,999 Learn More
30 Mo CD
1.51% $100,000 $199,999 Learn More
3 Year CD
1.06% $1,000 $49,999 Learn More
36 Mo CD
1.11% $50,000 - Learn More
4 Year CD
1.11% $1,000 $49,999 Learn More
48 Mo CD
1.16% $50,000 - Learn More
5 Year CD
1.21% $1,000 $49,999 Learn More
60 Mo CD
1.26% $50,000 - Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.35% $1 $99 Learn MoreShow Less
Int Ckg
0.35% $2,500 $3,499 Learn MoreShow Less

Loan Rates - April 21, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for F & A

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Learn More
Tomo Mortgage, LLC.
NMLS ID: 2059741
6.994% 6.875% 0.63 $3,901 $2,103 Learn More
NMLS ID: Not a Lender
Learn More
Neighbors Bank
NMLS ID: 491986
Learn More
NMLS ID: Not a Lender
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to F & A
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Climate Policy and Initiatives

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Financial Details

F & A Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of F & A. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
F & A U.S. Average
0.49% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, F & A had $1,607,287 in non-current loans and $0 in owned assets. To cover these potential losses it had $328,887,749 in net worth and $1,065,165 in loans loss reserves. That gives it a Texas Ratio of 0.49%.

Net Worth
F & A U.S. Average
14.62% 13.62%

F & A FCU has a net worth of 14.62% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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