F & A

2625 CORPORATE PL
Monterey Park, CA 91754

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 1493
Date Established 1936
Assets $1,708.40 million
Loans $308.35 million
Deposits $1,442.27 million
Capital $268.62 million

F & A is an NCUA insured institution located in Monterey Park, CA. It was founded in 1936 and has approximately $1708.4 millions in assets.

Who can become a member of the Credit Union?

F&A Federal Credit Union’s membership consists of:

County of Los Angeles Fire Department
Office of the Farm Advisory
County of Los Angeles Agricultural Commissioner / Weights and Measures
Cooperative AgriculturalExtension Program of the University of California
Los Angeles County Fire Fighters Local 1014
Los Angeles County Lifeguards

Additionally F&A serves the employees of cities which contract with the L. A. County Fire Department for fire protection service and other selected cities. Currently, the cities we serve are:
Agoura Hills, Alhambra, Artesia, Avalon, Baldwin Park, Bell, Bell Gardens, Bellflower, Bradbury, Calabasas, Cerritos, Claremont, Commerce, Cudahy, Diamond, BarDuarte, Glendora, Hawaiian Gardens, Huntington Park, Industry, Irwindale, La Canada Flintridge, La Habra Heights, La Mirada, La Puente, La Verne, Lakewood, Lancaster, Malibu, Maywood, Montebello, Monterey Park, Norwalk, Palmdale, Paramount, Pico Rivera, Pomona, Rancho Palos Verdes, Rolling Hills, Rolling Hills Estates, Rosemead, San Dimas, San Marino, Santa Clarita, Sierra Madre, Signal Hill, South El Monte, Temple City, Walnut, West Hollywood, Whittier

Immediate family members are also eligible

Field of Membership Restrictions

Membership in F&A Federal Credit Union is open to employees of the Los Angeles County Fire Department, Office of the Farm Advisory, Cooperative Agricultural Extension Program of the University of California, West San Gabriel Valley Consortium, The Hawthorne Police Officers Associations, and other select groups.

Deposit Rates - September 15, 2019

Your Current Location: Connecticut, CT 06828

CD Rates (Share Certificate Rates) APY MIN MAX
6 Month CD
0.90% $1,000 - Learn MoreShow Less
1 Year CD
1.11% $1,000 - Learn MoreShow Less
18 Month CD
1.21% $1,000 - Learn MoreShow Less
2 Year CD
1.31% $1,000 - Learn MoreShow Less
3 Year CD
1.51% $1,000 - Learn MoreShow Less
4 Year CD
1.87% $1,000 - Learn MoreShow Less
5 Year CD
2.33% $1,000 - Learn MoreShow Less

Loan Rates - September 15, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for F & A

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.751% 3.750% 0.00 $25 $1,158 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to F & A
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are F & A branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


F & A Locations


Financial Details

F & A Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of F & A. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
F & A U.S. Average
0.26% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, F & A had $694,070 in non-current loans and $0 in owned assets. To cover these potential losses it had $268,621,214 in net worth and $1,065,165 in loans loss reserves. That gives it a Texas Ratio of 0.26%.

Net Worth
F & A U.S. Average
15.72% 13.47%

F & A FCU has a net worth of 15.72% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About F & A

Branches and Savings

What is F & A?

A federal credit union, registered with the NCUA under certificate #1493.
Learn more about credit unions here.

Is F & A FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join F & A?

Please see Field of Membership information above for information on who is eligible to join.

What are F & A's share account and share certificate rates?

F & A's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is F & A?

F & A has total capital of $268.62 million. Full information on F & A's financial position is located above.

Who owns F & A?

Credit Unions are owned by their members.

Where are F & A branches located?

See branch locations nearby.

Are F & A ATMs Open 24/7?

Do F & A ATMs accept cash deposits?

Can F & A customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does F & A have a mobile app?

Does F & A have mobile deposit?

Does F & A have quick pay?

How can F & A transfer money to other banks or credit unions?

Does F & A report to credit bureaus?

Does F & A use Chexsystems?

Does F & A use Equifax?

What is F & A's toll free phone number?

What is F & A's ACH Routing Number?

What is F & A's SWIFT code?

Where can I find F & A's wire transfer form?

What is the F & A address for deposits?

What Products Does F & A Offer

Does F & A offer mortgages?

Compare mortgage rates here.

Does F & A offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does F & A offer auto and RV loans?

Compare auto loan rates here.

Does F & A offer student loans or personal loans?

Compare personal loan rates here.

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