Family Security Credit Union

Headquarters

2204 Family Security Pl Sw
Decatur, AL 35603
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.02% →
1-Year CD 0.40% 1.45% →
2-Year CD 0.55% 2.86% →
5-Year CD 0.95% 3.21% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Family Security is an NCUA insured institution located in Decatur, AL. It was founded in 1953 and has approximately $941.24 millions in assets.

Who can join?

Membership is now available to individuals and businesses that live, work, worship, or attend school in the counties served across Alabama. In addition, employees and retirees of Ruby Tuesday, Inc., employees and retirees of Specialty Restaurant Group, Inc., and employees and retirees of the Compass Group family of companies, families of members, and organizations of such persons are also eligible for membership.

NCUA Insured Yes / State-Chartered
Charter Number # # 60605
Date Established 1953
Assets $941.24 million
Loans $430.25 million
Deposits $812.05 million
Capital $130.36 million
 

Field of Membership Restrictions

Family Security Credit Union of Alabama is open to the residents, people that maintain employment, church members, and the registered students in the eligible counties throughout Alabama that are accessible by visiting the credit union website. Membership eligibility also extends to include the family members of the current credit union members and the businesses that are located within the geographical field of membership.

Deposit Rates - May 21, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.15% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.30% $10,000 $14,999 Learn More
12 Mo CD
0.40% $100,000 $199,999 Learn More
24 Mo CD
0.45% $10,000 $14,999 Learn More
24 Mo CD
0.55% $100,000 $199,999 Learn More
36 Mo CD
0.65% $10,000 $14,999 Learn More
36 Mo CD
0.75% $100,000 $199,999 Learn More
48 Mo CD
0.75% $10,000 $14,999 Learn More
48 Mo CD
0.85% $100,000 $199,999 Learn More
60 Mo CD
0.85% $10,000 $14,999 Learn More
60 Mo CD
0.95% $100,000 $199,999 Learn More

Loan Rates - May 21, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FAMILY SECURITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
4.935% 4.875% 0.75 $1,720 $1,324 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

Note to FAMILY SECURITY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Family Security branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Family Security Locations



Climate Initiatives

FAMILY SECURITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Family Security Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Family Security. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Family Security U.S. Average
1.83% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Family Security had $2,284,883 in non-current loans and $124,131 in owned assets. To cover these potential losses it had $130,360,802 in net worth and $1,554,275 in loans loss reserves. That gives it a Texas Ratio of 1.83%.

Net Worth
Family Security U.S. Average
13.84% 12.36%

Family Security FCU has a net worth of 13.84% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for FAMILY SECURITY

There are currently no comments for FAMILY SECURITY. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →