Family Security

Headquarters

2204 Family Security Pl Sw
Decatur, AL 35603
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.65% →
1-Year CD 0.40% 0.70% →
2-Year CD 0.55% 0.75% →
5-Year CD 0.95% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Family Security is an NCUA insured institution located in Decatur, AL. It was founded in 1953 and has approximately $818.91 millions in assets.

Who can join?

Membership is now available to individuals and businesses that live, work, worship, or attend school in the counties served across Alabama. In addition, employees and retirees of Ruby Tuesday, Inc., employees and retirees of Specialty Restaurant Group, Inc., and employees and retirees of the Compass Group family of companies, families of members, and organizations of such persons are also eligible for membership.

NCUA Insured Yes / State-Chartered
Charter Number # # 60605
Date Established 1953
Assets $818.91 million
Loans $421.64 million
Deposits $699.92 million
Capital $118.57 million
 

Field of Membership Restrictions

Family Security Credit Union of Alabama is open to the residents, people that maintain employment, church members, and the registered students in the eligible counties throughout Alabama that are accessible by visiting the credit union website. Membership eligibility also extends to include the family members of the current credit union members and the businesses that are located within the geographical field of membership.

Deposit Rates - June 20, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.15% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.30% $10,000 $14,999 Learn More
12 Mo CD
0.40% $100,000 $199,999 Learn More
24 Mo CD
0.45% $10,000 $14,999 Learn More
24 Mo CD
0.55% $100,000 $199,999 Learn More
36 Mo CD
0.65% $10,000 $14,999 Learn More
36 Mo CD
0.75% $100,000 $199,999 Learn More
48 Mo CD
0.75% $10,000 $14,999 Learn More
48 Mo CD
0.85% $100,000 $199,999 Learn More
60 Mo CD
0.85% $10,000 $14,999 Learn More
60 Mo CD
0.95% $100,000 $199,999 Learn More

Loan Rates - June 20, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for FAMILY SECURITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Note to FAMILY SECURITY
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Branches

Below are Family Security branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Family Security Locations


Financial Details

Family Security Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Family Security. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Family Security U.S. Average
3.14% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Family Security had $3,676,133 in non-current loans and $132,536 in owned assets. To cover these potential losses it had $118,568,378 in net worth and $2,534,714 in loans loss reserves. That gives it a Texas Ratio of 3.14%.

Net Worth
Family Security U.S. Average
14.47% 12.67%

Family Security FCU has a net worth of 14.47% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Family Security

Branches and Savings

What is Family Security?

A credit union, registered with the NCUA under certificate #60605.
Learn more about credit unions here.

Is Family Security FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Family Security is insured by the NCUA.

Who can join Family Security?

Please see Field of Membership information above for information on who is eligible to join.

What are Family Security's share account and share certificate rates?

Family Security's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Family Security?

Family Security has total capital of $118.57 million. Full information on Family Security's financial position is located above.

Who owns Family Security?

Credit Unions are owned by their members.

Where are Family Security branches located?

See branch locations nearby.

Are Family Security ATMs Open 24/7?

Do Family Security ATMs accept cash deposits?

Can Family Security customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Family Security have a mobile app?

Does Family Security have mobile deposit?

Does Family Security have quick pay?

How can Family Security transfer money to other banks or credit unions?

Does Family Security report to credit bureaus?

Does Family Security use Chexsystems?

Does Family Security use Equifax?

What is Family Security's toll free phone number?

What is Family Security's ACH Routing Number?

What is Family Security's SWIFT code?

Where can I find Family Security's wire transfer form?

What is the Family Security address for deposits?

What Products Does Family Security Offer

Does Family Security offer mortgages?

Compare mortgage rates here.

Does Family Security offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Family Security offer auto and RV loans?

Compare auto loan rates here.

Does Family Security offer student loans or personal loans?

Compare personal loan rates here.

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