FAYETTE

Headquarters

100 BLUESTONE RD
Mount Hope, WV 25880
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.60% →
1-Year CD 1.10% 1.55% →
2-Year CD N.A. 1.45% →
5-Year CD N.A. 1.66% →
30-Year Mortgage N.A. 3.08% →
15-Year Mortgage N.A. 2.65% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Fayette is an NCUA insured institution located in Mount Hope, WV. It was founded in 1958 and has approximately $8.1 millions in assets.

NCUA Insured Yes
Charter Number # # 12310
Date Established 1958
Assets $8.10 million
Loans $2.75 million
Deposits $6.33 million
Capital $1.77 million
 

Deposit Rates - June 1, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $10 $20,000 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
12 Mo CD
1.10% $1,000 - Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 - Learn MoreShow Less

Loan Rates - June 1, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for FAYETTE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.998% 3.875% 1.00 $3,750 $1,176 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.952% 2.875% 1.00 $2,485 $1,038 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.114% 3.990% 1.00 $3,750 $1,193 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
3.500 %
$0 Learn More
More Info

Note to FAYETTE
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Fayette branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Fayette Locations


Financial Details

Fayette Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Fayette. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Fayette U.S. Average
3.33% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Fayette had $59,832 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,765,800 in net worth and $28,817 in loans loss reserves. That gives it a Texas Ratio of 3.33%.

Net Worth
Fayette U.S. Average
21.8% 13.86%

Fayette FCU has a net worth of 21.8% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Fayette

Branches and Savings

What is Fayette?

A federal credit union, registered with the NCUA under certificate #12310.
Learn more about credit unions here.

Is Fayette FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Fayette?

Please see Field of Membership information above for information on who is eligible to join.

What are Fayette's share account and share certificate rates?

Fayette's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Fayette?

Fayette has total capital of $1.77 million. Full information on Fayette's financial position is located above.

Who owns Fayette?

Credit Unions are owned by their members.

Where are Fayette branches located?

See branch locations nearby.

Are Fayette ATMs Open 24/7?

Do Fayette ATMs accept cash deposits?

Can Fayette customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Fayette have a mobile app?

Does Fayette have mobile deposit?

Does Fayette have quick pay?

How can Fayette transfer money to other banks or credit unions?

Does Fayette report to credit bureaus?

Does Fayette use Chexsystems?

Does Fayette use Equifax?

What is Fayette's toll free phone number?

What is Fayette's ACH Routing Number?

What is Fayette's SWIFT code?

Where can I find Fayette's wire transfer form?

What is the Fayette address for deposits?

What Products Does Fayette Offer

Does Fayette offer mortgages?

Compare mortgage rates here.

Does Fayette offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Fayette offer auto and RV loans?

Compare auto loan rates here.

Does Fayette offer student loans or personal loans?

Compare personal loan rates here.

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