Fci Federal Credit Union

Headquarters

Po Box 7636
Texarkana, TX 75505
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Notable Rates APY Vs.Others
Savings N.A. 3.05% →
1-Year CD N.A. 3.30% →
2-Year CD N.A. 3.60% →
5-Year CD N.A. 3.75% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Fci is an NCUA insured institution located in Texarkana, TX. It was founded in 1940 and has approximately $6.41 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 4195
Date Established 1940
Assets $6.41 million
Loans $4.67 million
Deposits $5.60 million
Capital $0.76 million
 

Deposit Rates - September 27, 2022

Your Current Location: California, CA 92111

We do not yet have rates for Fci

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Loan Rates - September 27, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for FCI

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2022

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NMLS ID: 1168
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Featured - California Home Equity Line Of Credit Rates 2022

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Bethpage Federal Credit Union
Bethpage Federal Credit Union
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5.740 %
After Intro: 7.000 %
Intro Period: 12 months
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More Info

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Branches

Below are Fci branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California



Climate Initiatives

FCI is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Fci Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Fci. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Fci U.S. Average
4.60% 4.75

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2022, Fci had $34,932 in non-current loans and $750 in owned assets. To cover these potential losses it had $757,293 in net worth and $19,204 in loans loss reserves. That gives it a Texas Ratio of 4.60%.

Net Worth
Fci U.S. Average
11.81% 12.28%

Fci FCU has a net worth of 11.81% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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