2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 4195
Date Established 1940
Assets $6.72 million
Loans $5.27 million
Deposits $5.74 million
Capital $0.94 million

Fci is an NCUA insured institution located in Texarkana, TX. It was founded in 1940 and has approximately $6.72 millions in assets.

Deposit Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Fci

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Note to Fci
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There are currently no rates available for Fci, but see these great savings and CD rates:

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Loan Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FCI

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
3.529% 3.500% 0.38 $898 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info

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Below are Fci branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Fci Locations

Financial Details

Fci Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Fci. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Fci U.S. Average
0.34% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Fci had $2,534 in non-current loans and $750 in owned assets. To cover these potential losses it had $940,861 in net worth and $30,403 in loans loss reserves. That gives it a Texas Ratio of 0.34%.

Net Worth
Fci U.S. Average
14% 13.47%

Fci FCU has a net worth of 14% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Fci

Branches and Savings

What is Fci?

A federal credit union, registered with the NCUA under certificate #4195.
Learn more about credit unions here.

Is Fci FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Fci?

Please see Field of Membership information above for information on who is eligible to join.

What are Fci's share account and share certificate rates?

Fci's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Fci?

Fci has total capital of $0.94 million. Full information on Fci's financial position is located above.

Who owns Fci?

Credit Unions are owned by their members.

Where are Fci branches located?

See branch locations nearby.

Are Fci ATMs Open 24/7?

Do Fci ATMs accept cash deposits?

Can Fci customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Fci have a mobile app?

Does Fci have mobile deposit?

Does Fci have quick pay?

How can Fci transfer money to other banks or credit unions?

Does Fci report to credit bureaus?

Does Fci use Chexsystems?

Does Fci use Equifax?

What is Fci's toll free phone number?

What is Fci's ACH Routing Number?

What is Fci's SWIFT code?

Where can I find Fci's wire transfer form?

What is the Fci address for deposits?

What Products Does Fci Offer

Does Fci offer mortgages?

Compare mortgage rates here.

Does Fci offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Fci offer auto and RV loans?

Compare auto loan rates here.

Does Fci offer student loans or personal loans?

Compare personal loan rates here.

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