FINANCIAL PLUS

800 CHESTNUT ST.
Ottawa, IL 61350

Notable Rates APY Vs.Others
Savings 0.10% 2.30% →
1-Year CD 1.10% 2.25% →
2-Year CD 1.50% 2.50% →
5-Year CD 2.01% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Financial Plus is an NCUA insured institution located in Ottawa, IL. It was founded in 1951 and has approximately $339.24 millions in assets.

Who can join?

Financial Plus Credit Union provides financial services and is open to:

- Anyone living or working in LaSalle, Bureau, Putnam or Grundy Counties
- Relatives of a current member by blood, adoption or marriage is eligible to join FPCU.

NCUA Insured Yes
Charter Number # # 61231
Date Established 1951
Assets $339.24 million
Loans $214.65 million
Deposits $289.34 million
Capital $47.69 million
 

Field of Membership Restrictions

Financial Plus Credit Union of Illinois is open to the residents and people that maintain employment within these eligible counties: LaSalle,Bureau, Putnam, Grundy, and Will, as well as the family members of current credit union members.

Deposit Rates - December 7, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.25% $1,500 $9,999 Learn MoreShow Less
Money Market
0.35% $10,000 $24,999 Learn MoreShow Less
Money Market
0.40% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.10% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
0.40% $1,000 $99,999 Learn MoreShow Less
0.80% $1,000 $99,999 Learn MoreShow Less
1.10% $1,000 $99,999 Learn MoreShow Less
1.25% $1,000 $99,999 Learn MoreShow Less
1.50% $1,000 $99,999 Learn MoreShow Less
1.76% $1,000 $99,999 Learn MoreShow Less
2.01% $1,000 $99,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $1 $1,499 Learn MoreShow Less

Loan Rates - December 7, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for FINANCIAL PLUS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.625% 3.625% 0.00 ($65) $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
5.000 %
$0 Learn More
More Info

Note to FINANCIAL PLUS
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Financial Plus branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Financial Plus Locations


Financial Details

Financial Plus Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Financial Plus. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Financial Plus U.S. Average
1.82% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Financial Plus had $844,496 in non-current loans and $39,406 in owned assets. To cover these potential losses it had $47,686,066 in net worth and $1,000,000 in loans loss reserves. That gives it a Texas Ratio of 1.82%.

Net Worth
Financial Plus U.S. Average
14.05% 13.65%

Financial Plus FCU has a net worth of 14.05% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Financial Plus

Branches and Savings

What is Financial Plus?

A federal credit union, registered with the NCUA under certificate #61231.
Learn more about credit unions here.

Is Financial Plus FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Financial Plus?

Please see Field of Membership information above for information on who is eligible to join.

What are Financial Plus's share account and share certificate rates?

Financial Plus's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Financial Plus?

Financial Plus has total capital of $47.69 million. Full information on Financial Plus's financial position is located above.

Who owns Financial Plus?

Credit Unions are owned by their members.

Where are Financial Plus branches located?

See branch locations nearby.

Are Financial Plus ATMs Open 24/7?

Do Financial Plus ATMs accept cash deposits?

Can Financial Plus customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Financial Plus have a mobile app?

Does Financial Plus have mobile deposit?

Does Financial Plus have quick pay?

How can Financial Plus transfer money to other banks or credit unions?

Does Financial Plus report to credit bureaus?

Does Financial Plus use Chexsystems?

Does Financial Plus use Equifax?

What is Financial Plus's toll free phone number?

What is Financial Plus's ACH Routing Number?

What is Financial Plus's SWIFT code?

Where can I find Financial Plus's wire transfer form?

What is the Financial Plus address for deposits?

What Products Does Financial Plus Offer

Does Financial Plus offer mortgages?

Compare mortgage rates here.

Does Financial Plus offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Financial Plus offer auto and RV loans?

Compare auto loan rates here.

Does Financial Plus offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Financial Plus

There are currently no comments for Financial Plus. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →