FIRST

1035 N Center Point Rd
Hiawatha, IA 52233

Notable Rates APY Vs.Others
Savings 0.10% 2.30% →
1-Year CD 0.40% 2.25% →
2-Year CD 0.55% 2.65% →
5-Year CD 1.25% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

First is an NCUA insured institution located in Hiawatha, IA. It was founded in 1926 and has approximately $167.1 millions in assets.

NCUA Insured Yes
Charter Number # # 24673
Date Established 1926
Assets $167.10 million
Loans $134.16 million
Deposits $124.42 million
Capital $14.88 million
 

Field of Membership Restrictions

First Federal Credit Union was founded in 1926 and is chartered to serve everyone who lives, works or worships in Linn County, Iowa.

Deposit Rates - December 7, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.10% $1 $9,999 Learn MoreShow Less
Money Market
0.35% $10,000 $24,999 Learn MoreShow Less
Money Market
0.70% $25,000 $499,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.40% $10,000 - Learn MoreShow Less
Special: 13 Mo FIRA
2.00% $10,000 - Learn MoreShow Less
Special: 37 Mo FIRA
2.10% $10,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.20% $10,000 - Learn MoreShow Less
6 Mo CD
0.25% $10,000 - Learn MoreShow Less
12 Mo CD
0.40% $10,000 - Learn MoreShow Less
Special: 13 Mo CD
2.00% $10,000 - Learn MoreShow Less
18 Mo CD
0.55% $10,000 - Learn MoreShow Less
24 Mo CD
0.55% $10,000 - Learn MoreShow Less
30 Mo CD
0.65% $10,000 - Learn MoreShow Less
36 Mo CD
0.85% $10,000 - Learn MoreShow Less
Special: 37 Mo CD
2.10% $10,000 - Learn MoreShow Less
48 Mo CD
0.95% $10,000 - Learn MoreShow Less
60 Mo CD
1.25% $10,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.25% $100 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 $9,999 Learn MoreShow Less

Loan Rates - December 7, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for FIRST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.625% 3.625% 0.00 ($65) $1,141 Learn More
First Internet Bank
NMLS ID: 424182
3.626% 3.625% 0.00 $42 $1,141 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
5.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to FIRST
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are First branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


First Locations


Financial Details

First Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
First U.S. Average
3.54% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, First had $530,934 in non-current loans and $46,285 in owned assets. To cover these potential losses it had $14,875,622 in net worth and $1,414,267 in loans loss reserves. That gives it a Texas Ratio of 3.54%.

Net Worth
First U.S. Average
8.9% 13.65%

First FCU has a net worth of 8.9% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About First

Branches and Savings

What is First?

A federal credit union, registered with the NCUA under certificate #24673.
Learn more about credit unions here.

Is First FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join First?

Please see Field of Membership information above for information on who is eligible to join.

What are First's share account and share certificate rates?

First's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is First?

First has total capital of $14.88 million. Full information on First's financial position is located above.

Who owns First?

Credit Unions are owned by their members.

Where are First branches located?

See branch locations nearby.

Are First ATMs Open 24/7?

Do First ATMs accept cash deposits?

Can First customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does First have a mobile app?

Does First have mobile deposit?

Does First have quick pay?

How can First transfer money to other banks or credit unions?

Does First report to credit bureaus?

Does First use Chexsystems?

Does First use Equifax?

What is First's toll free phone number?

What is First's ACH Routing Number?

What is First's SWIFT code?

Where can I find First's wire transfer form?

What is the First address for deposits?

What Products Does First Offer

Does First offer mortgages?

Compare mortgage rates here.

Does First offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does First offer auto and RV loans?

Compare auto loan rates here.

Does First offer student loans or personal loans?

Compare personal loan rates here.

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