First Choice America Community Federal Credit Union

Headquarters

P.o. Box 762 Cove Station
Weirton, WV 26062
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.85% →
1-Year CD 0.35% 0.85% →
2-Year CD 0.50% 0.80% →
5-Year CD 0.95% 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

First Choice America Community is an NCUA insured institution located in Weirton, WV. It was founded in 1939 and has approximately $545.46 millions in assets.

Who can join?

First Choice America Community Federal Credit Union membership is open to those who work, reside, worship, or attend school in:

Hancock, Brooke, and Ohio Counties, West Virginia
Jefferson County, Ohio
Cities of Benwood and McMechen, West Virginia
Cities of Bellaire and Shadyside, Ohio
Townships of Hanover, Jefferson, Independence, Donegal, Smith, Cross Creek, Hopewell, Blaine, Buffalo, West Finley, East Finley, South Franklin, and Morris in Washington County, Pennsylvania
Also eligible are:

Businesses and other legal entities located in any of the above areas
Spouses of persons who died within the field of membership of the Credit Union
Persons retired as pensioners or annuitants from an employer located in the field of membership
Volunteers in the community
Members of the immediate family and household; and or organizations of such persons

NCUA Insured Yes / Federally Chartered
Charter Number # # 3264
Date Established 1939
Assets $545.46 million
Loans $130.13 million
Deposits $469.02 million
Capital $74.70 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer, or attend school and businesses located in Hanock County, Brooke County, Ohio County, City of Benwood, and the City of McMechen in West Virginia; Jefferson County,Cities of Bellaire and Shadyside in Ohio; ownships of Hanover, Jefferson, Independence, Donegal, Smith, Cross Creek, Hopewell, Blaine, Buffalo, West Finley, East Finley, South Franklin, and Morris in Washington County in Pennsylvania.

Deposit Rates - December 8, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.35% $10,000 $14,999 Learn More
12 Mo CD
0.35% $100,000 $199,999 Learn More
18 Mo CD
0.45% $10,000 $14,999 Learn More
18 Mo CD
0.45% $100,000 $199,999 Learn More
24 Mo CD
0.50% $10,000 $14,999 Learn More
24 Mo CD
0.50% $100,000 $199,999 Learn More
30 Mo CD
0.55% $10,000 $14,999 Learn More
30 Mo CD
0.55% $100,000 $199,999 Learn More
36 Mo CD
0.60% $10,000 $14,999 Learn More
36 Mo CD
0.60% $100,000 $199,999 Learn More
48 Mo CD
0.75% $10,000 $14,999 Learn More
48 Mo CD
0.75% $100,000 $199,999 Learn More
60 Mo CD
0.95% $10,000 $14,999 Learn More
60 Mo CD
0.95% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - December 8, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FIRST CHOICE AMERICA COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
New American Funding
NMLS ID: 6606
3.109% 2.990% 0.88 $3,839 $1,053 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info

Note to FIRST CHOICE AMERICA COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are First Choice America Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


First Choice America Community Locations



Climate Initiatives

FIRST CHOICE AMERICA COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

First Choice America Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Choice America Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
First Choice America Community U.S. Average
0.93% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, First Choice America Community had $636,952 in non-current loans and $68,967 in owned assets. To cover these potential losses it had $74,695,705 in net worth and $887,530 in loans loss reserves. That gives it a Texas Ratio of 0.93%.

Net Worth
First Choice America Community U.S. Average
13.69% 12.22%

First Choice America Community FCU has a net worth of 13.69% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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