FIRST CHOICE AMERICA COMMUNITY

Headquarters

P.O. Box 762 Cove Station
Weirton, WV 26062
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.91% →
1-Year CD 0.35% 0.85% →
2-Year CD 0.50% 0.95% →
5-Year CD 0.95% 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

First Choice America Community is an NCUA insured institution located in Weirton, WV. It was founded in 1939 and has approximately $471.6 millions in assets.

Who can join?

First Choice America Community Federal Credit Union membership is open to those who work, reside, worship, or attend school in:

Hancock, Brooke, and Ohio Counties, West Virginia
Jefferson County, Ohio
Cities of Benwood and McMechen, West Virginia
Cities of Bellaire and Shadyside, Ohio
Townships of Hanover, Jefferson, Independence, Donegal, Smith, Cross Creek, Hopewell, Blaine, Buffalo, West Finley, East Finley, South Franklin, and Morris in Washington County, Pennsylvania
Also eligible are:

Businesses and other legal entities located in any of the above areas
Spouses of persons who died within the field of membership of the Credit Union
Persons retired as pensioners or annuitants from an employer located in the field of membership
Volunteers in the community
Members of the immediate family and household; and or organizations of such persons

NCUA Insured Yes
Charter Number # # 3264
Date Established 1939
Assets $471.60 million
Loans $140.59 million
Deposits $397.36 million
Capital $72.87 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer, or attend school and businesses located in Hanock County, Brooke County, Ohio County, City of Benwood, and the City of McMechen in West Virginia; Jefferson County,Cities of Bellaire and Shadyside in Ohio; ownships of Hanover, Jefferson, Independence, Donegal, Smith, Cross Creek, Hopewell, Blaine, Buffalo, West Finley, East Finley, South Franklin, and Morris in Washington County in Pennsylvania.

Deposit Rates - November 24, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.20% $10,000 $14,999 Learn More
3 Mo CD
0.20% $100,000 $199,999 Learn More
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
Special: 7 Mo CD
0.35% $500 - Learn More
12 Mo CD
0.35% $10,000 $14,999 Learn More
12 Mo CD
0.35% $100,000 $199,999 Learn More
18 Mo CD
0.45% $10,000 $14,999 Learn More
18 Mo CD
0.45% $100,000 $199,999 Learn More
24 Mo CD
0.50% $10,000 $14,999 Learn More
24 Mo CD
0.50% $100,000 $199,999 Learn More
30 Mo CD
0.55% $10,000 $14,999 Learn More
30 Mo CD
0.55% $100,000 $199,999 Learn More
36 Mo CD
0.60% $10,000 $14,999 Learn More
36 Mo CD
0.60% $100,000 $199,999 Learn More
48 Mo CD
0.75% $10,000 $14,999 Learn More
48 Mo CD
0.75% $100,000 $199,999 Learn More
60 Mo CD
0.95% $10,000 $14,999 Learn More
60 Mo CD
0.95% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 24, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FIRST CHOICE AMERICA COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
New American Funding
NMLS ID: 6606
2.606% 2.500% 0.75 $3,504 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to FIRST CHOICE AMERICA COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are First Choice America Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


First Choice America Community Locations


Financial Details

First Choice America Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Choice America Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
First Choice America Community U.S. Average
0.41% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, First Choice America Community had $211,273 in non-current loans and $88,967 in owned assets. To cover these potential losses it had $72,869,549 in net worth and $872,251 in loans loss reserves. That gives it a Texas Ratio of 0.41%.

Net Worth
First Choice America Community U.S. Average
15.45% 13.61%

First Choice America Community FCU has a net worth of 15.45% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About First Choice America Community

Branches and Savings

What is First Choice America Community?

A federal credit union, registered with the NCUA under certificate #3264.
Learn more about credit unions here.

Is First Choice America Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join First Choice America Community?

Please see Field of Membership information above for information on who is eligible to join.

What are First Choice America Community's share account and share certificate rates?

First Choice America Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is First Choice America Community?

First Choice America Community has total capital of $72.87 million. Full information on First Choice America Community's financial position is located above.

Who owns First Choice America Community?

Credit Unions are owned by their members.

Where are First Choice America Community branches located?

See branch locations nearby.

Are First Choice America Community ATMs Open 24/7?

Do First Choice America Community ATMs accept cash deposits?

Can First Choice America Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does First Choice America Community have a mobile app?

Does First Choice America Community have mobile deposit?

Does First Choice America Community have quick pay?

How can First Choice America Community transfer money to other banks or credit unions?

Does First Choice America Community report to credit bureaus?

Does First Choice America Community use Chexsystems?

Does First Choice America Community use Equifax?

What is First Choice America Community's toll free phone number?

What is First Choice America Community's ACH Routing Number?

What is First Choice America Community's SWIFT code?

Where can I find First Choice America Community's wire transfer form?

What is the First Choice America Community address for deposits?

What Products Does First Choice America Community Offer

Does First Choice America Community offer mortgages?

Compare mortgage rates here.

Does First Choice America Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does First Choice America Community offer auto and RV loans?

Compare auto loan rates here.

Does First Choice America Community offer student loans or personal loans?

Compare personal loan rates here.

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