FIRST CHOICE AMERICA COMMUNITY

P.O. Box 762 Cove Station
Weirton, WV 26062

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 3264
Date Established 1939
Assets $463.04 million
Loans $140.60 million
Deposits $393.50 million
Capital $68.10 million

First Choice America Community is an NCUA insured institution located in Weirton, WV. It was founded in 1939 and has approximately $463.04 millions in assets.

Who can join?

First Choice America Community Federal Credit Union membership is open to those who work, reside, worship, or attend school in:

Hancock, Brooke, and Ohio Counties, West Virginia
Jefferson County, Ohio
Cities of Benwood and McMechen, West Virginia
Cities of Bellaire and Shadyside, Ohio
Townships of Hanover, Jefferson, Independence, Donegal, Smith, Cross Creek, Hopewell, Blaine, Buffalo, West Finley, East Finley, South Franklin, and Morris in Washington County, Pennsylvania
Also eligible are:

Businesses and other legal entities located in any of the above areas
Spouses of persons who died within the field of membership of the Credit Union
Persons retired as pensioners or annuitants from an employer located in the field of membership
Volunteers in the community
Members of the immediate family and household; and or organizations of such persons

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer, or attend school and businesses located in Hanock County, Brooke County, Ohio County, City of Benwood, and the City of McMechen in West Virginia; Jefferson County,Cities of Bellaire and Shadyside in Ohio; ownships of Hanover, Jefferson, Independence, Donegal, Smith, Cross Creek, Hopewell, Blaine, Buffalo, West Finley, East Finley, South Franklin, and Morris in Washington County in Pennsylvania.

Deposit Rates - August 25, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.00% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.70% $500 - Learn MoreShow Less
6 Mo CD
0.75% $500 - Learn MoreShow Less
Special: 7 Mo CD
1.16% $500 - Learn MoreShow Less
12 Mo CD
1.00% $500 - Learn MoreShow Less
18 Mo CD
1.11% $500 - Learn MoreShow Less
24 Mo CD
1.16% $500 - Learn MoreShow Less
30 Mo CD
1.26% $500 - Learn MoreShow Less
36 Mo CD
1.31% $500 - Learn MoreShow Less
48 Mo CD
1.46% $500 - Learn MoreShow Less
60 Mo CD
1.71% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $500 $39,999 Learn MoreShow Less

Loan Rates - August 25, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FIRST CHOICE AMERICA COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.529% 3.500% 0.38 $898 $1,123 Learn More
Rocket Mortgage
NMLS ID: 3030
4.625% 4.625% 0.00 $0 $1,286 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info

Note to FIRST CHOICE AMERICA COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are First Choice America Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


First Choice America Community Locations


Financial Details

First Choice America Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Choice America Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
First Choice America Community U.S. Average
1.14% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, First Choice America Community had $753,772 in non-current loans and $34,632 in owned assets. To cover these potential losses it had $68,102,508 in net worth and $797,486 in loans loss reserves. That gives it a Texas Ratio of 1.14%.

Net Worth
First Choice America Community U.S. Average
14.7% 13.47%

First Choice America Community FCU has a net worth of 14.7% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About First Choice America Community

Branches and Savings

What is First Choice America Community?

A federal credit union, registered with the NCUA under certificate #3264.
Learn more about credit unions here.

Is First Choice America Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join First Choice America Community?

Please see Field of Membership information above for information on who is eligible to join.

What are First Choice America Community's share account and share certificate rates?

First Choice America Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is First Choice America Community?

First Choice America Community has total capital of $68.10 million. Full information on First Choice America Community's financial position is located above.

Who owns First Choice America Community?

Credit Unions are owned by their members.

Where are First Choice America Community branches located?

See branch locations nearby.

Are First Choice America Community ATMs Open 24/7?

Do First Choice America Community ATMs accept cash deposits?

Can First Choice America Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does First Choice America Community have a mobile app?

Does First Choice America Community have mobile deposit?

Does First Choice America Community have quick pay?

How can First Choice America Community transfer money to other banks or credit unions?

Does First Choice America Community report to credit bureaus?

Does First Choice America Community use Chexsystems?

Does First Choice America Community use Equifax?

What is First Choice America Community's toll free phone number?

What is First Choice America Community's ACH Routing Number?

What is First Choice America Community's SWIFT code?

Where can I find First Choice America Community's wire transfer form?

What is the First Choice America Community address for deposits?

What Products Does First Choice America Community Offer

Does First Choice America Community offer mortgages?

Compare mortgage rates here.

Does First Choice America Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does First Choice America Community offer auto and RV loans?

Compare auto loan rates here.

Does First Choice America Community offer student loans or personal loans?

Compare personal loan rates here.

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