First Community

200 N Adams St
Coquille, OR 97423

Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 68530
Date Established 1957
Assets $1,025.74 million
Loans $635.34 million
Deposits $920.94 million
Capital $104.24 million

First Community is an NCUA insured institution located in Coquille, OR. It was founded in 1957 and has approximately $1025.74 millions in assets.

Who can join?

To qualify for membership, you must meet one of the following:

Live or work in a qualifying community (Communities include all of St.
Louis County, St. Louis City, Franklin County, Jefferson County, St. Charles County, Warren County, and the Illinois counties of Madison, Monroe and St. Clair).

Be an employee or retiree of a company or association in their field of membership.

Be a family member (spouse, child, grandchild, sibling, parent, or grandparent) of a member.

Field of Membership Restrictions

Membership in First Community Credit Union is open to thoses who live or work in Clackamas, Coos, Curry, Deschutes, Douglas, Gilliam, Hood River, Josephine, Jackson, Klamath, Lane, Lincoln, Linn, Marion, Morrow, Multnomah, Polk, Sherman, Umatilla, Wasco, Washington, or Yamhill Counties in Oregon. Membership is also open to those who live or work in the school districts of Trout Lake, Glenwood, White Salmon, Lyle, Klickitat, Centerville, Wishram, Roosevelt, and Goldendale in Klickitat County in Washington or Washougal, Camas, Evergreen, Vancouver, Ridgefield, Battleground, LaCenter, and Green Mountain in Clark County in Washington and Mill A., Stevenson-Carlson, Skamania, and Mount Pleasant in Skamania County in Washington.

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD 10K
0.02% $10,000 $24,999 Learn MoreShow Less
6 Mo CD 10K
0.07% $10,000 $24,999 Learn MoreShow Less
Savings Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.35% $1 $9,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.02% $1 $9,999 Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.02% $2,000 $9,999 Learn MoreShow Less
MM 10K
0.02% $10,000 $24,999 Learn MoreShow Less
MM 25K
0.02% $25,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.02% $1,000 $2,499 Learn MoreShow Less
Int Ckg 2.5K
0.02% $2,500 $9,999 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FIRST COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
PenFed Credit Union
NMLS ID: 401822
3.832% 3.750% 0.00 $2,500 $1,158 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to FIRST COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are First Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


First Community Locations

Financial Details

First Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA insured. Depositors should be careful to remain within NCUA-insurance limits.

Texas Ratio
First Community U.S. Average
1.80% 6.15%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of June 30, 2017, First Community had $1,354,296 in non-current loans and $547,966 in owned assets. To cover these potential losses it had $104,239,414 in net worth and $1,478,912 in loans loss reserves. That gives it a Texas Ratio of 1.80%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth
First Community U.S. Average
10.47% 13.03

First Community FCU has a net worth of 10.47% versus the BestCashCow average of 13.03. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On

What is ?

A federal credit union, registered with the NCUA under certificate #68530.
Learn more about credit unions here.

Is FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join ?

Please see Field of Membership information above for information on who is eligible to join.

What are 's share account and share certificate rates?

's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is ?

has total capital of $104.24 million. Full information on 's financial position is located above.

Who owns ?

Credit Unions are owned by their members.

Where are branches located?

See branch locations nearby.

Are ATMs Open 24/7?

Do ATMs accept cash deposits?

Can customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does have a mobile app?

Does have mobile deposit?

Does have quick pay?

How can transfer money to other banks or credit unions?

Does report to credit bureaus?

Does use Chexsystems?

Does use Equifax?

What is 's toll free phone number?

What is 's ACH Routing Number?

What is 's SWIFT code?

Where can I find 's wire transfer form?

What is the address for deposits?

What Products Does Offer

Does offer mortgages?

Compare mortgage rates here.

Does offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does offer auto and RV loans?

Compare auto loan rates here.

Does offer student loans or personal loans?

Compare personal loan rates here.

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