FIRST COMMUNITY CU OF BELOIT

1702 PARK AVE
Beloit, WI 53511

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 67214
Date Established 1933
Assets $158.54 million
Loans $141.58 million
Deposits $131.97 million
Capital $21.06 million

First Community Cu Of Beloit is an NCUA insured institution located in Beloit, WI. It was founded in 1933 and has approximately $158.54 millions in assets.

Field of Membership Restrictions

First Community Credit Union of Wisconsin is open to the residents and the people that maintain employment within these qualified Wisconsin locations: Rock, Green, Dane, Jefferson, Iowa, Grant, Lafayette and Walworth; along with these counties in Illinois: Winnebago, Jo Daviess, McHenry, Boone, and Stevenson.

Deposit Rates - October 14, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.10% $1 $9,999 Learn MoreShow Less
Money Market
0.15% $10,000 $24,999 Learn MoreShow Less
Money Market
0.20% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.75% $1,000 - Learn MoreShow Less
Special: 9 Mo FIRA
1.75% $2,000 - Learn MoreShow Less
Special: 9 Mo FIRA
1.85% $100,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $1,000 - Learn MoreShow Less
Special: 9 Mo CD
1.75% $1,000 - Learn MoreShow Less
Special: 9 Mo CD
1.85% $100,000 - Learn MoreShow Less
12 Mo CD
1.75% $1,000 - Learn MoreShow Less
18 Mo CD
1.11% $1,000 - Learn MoreShow Less
24 Mo CD
1.16% $1,000 - Learn MoreShow Less
36 Mo CD
1.21% $1,000 - Learn MoreShow Less
48 Mo CD
1.26% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.30% $2,000 - Learn MoreShow Less

Loan Rates - October 14, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for FIRST COMMUNITY CU OF BELOIT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.634% 3.625% 0.13 $265 $1,141 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.990 %
$0 Learn More
More Info

Note to FIRST COMMUNITY CU OF BELOIT
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are First Community Cu Of Beloit branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


First Community Cu Of Beloit Locations


Financial Details

First Community Cu Of Beloit Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Community Cu Of Beloit. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
First Community Cu Of Beloit U.S. Average
5.62% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, First Community Cu Of Beloit had $1,206,301 in non-current loans and $9,231 in owned assets. To cover these potential losses it had $21,063,080 in net worth and $555,975 in loans loss reserves. That gives it a Texas Ratio of 5.62%.

Net Worth
First Community Cu Of Beloit U.S. Average
13.28% 13.65%

First Community Cu Of Beloit FCU has a net worth of 13.28% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About First Community Cu Of Beloit

Branches and Savings

What is First Community Cu Of Beloit?

A federal credit union, registered with the NCUA under certificate #67214.
Learn more about credit unions here.

Is First Community Cu Of Beloit FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join First Community Cu Of Beloit?

Please see Field of Membership information above for information on who is eligible to join.

What are First Community Cu Of Beloit's share account and share certificate rates?

First Community Cu Of Beloit's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is First Community Cu Of Beloit?

First Community Cu Of Beloit has total capital of $21.06 million. Full information on First Community Cu Of Beloit's financial position is located above.

Who owns First Community Cu Of Beloit?

Credit Unions are owned by their members.

Where are First Community Cu Of Beloit branches located?

See branch locations nearby.

Are First Community Cu Of Beloit ATMs Open 24/7?

Do First Community Cu Of Beloit ATMs accept cash deposits?

Can First Community Cu Of Beloit customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does First Community Cu Of Beloit have a mobile app?

Does First Community Cu Of Beloit have mobile deposit?

Does First Community Cu Of Beloit have quick pay?

How can First Community Cu Of Beloit transfer money to other banks or credit unions?

Does First Community Cu Of Beloit report to credit bureaus?

Does First Community Cu Of Beloit use Chexsystems?

Does First Community Cu Of Beloit use Equifax?

What is First Community Cu Of Beloit's toll free phone number?

What is First Community Cu Of Beloit's ACH Routing Number?

What is First Community Cu Of Beloit's SWIFT code?

Where can I find First Community Cu Of Beloit's wire transfer form?

What is the First Community Cu Of Beloit address for deposits?

What Products Does First Community Cu Of Beloit Offer

Does First Community Cu Of Beloit offer mortgages?

Compare mortgage rates here.

Does First Community Cu Of Beloit offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does First Community Cu Of Beloit offer auto and RV loans?

Compare auto loan rates here.

Does First Community Cu Of Beloit offer student loans or personal loans?

Compare personal loan rates here.

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