First Financial Credit Union
Headquarters
Po Box 25587
Albuquerque, NM 87125
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2024 Overview
General Credit Union Information
First Financial is an NCUA insured institution located in Albuquerque, NM. It was founded in 1937 and has approximately $877.71 millions in assets.
Who can join?
At this point, First Financial chose to pursue additional fields of membership so as to not be impacted by the changes in its environment. Since that time, the credit union has grown to serve the employees of 200 companies. Anyone who is interested in joining a credit union can join First Financial Credit Union.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68244 |
| Date Established | 1937 |
| Assets | $877.71 million |
| Loans | $663.59 million |
| Deposits | $788.07 million |
| Capital | $80.76 million |
Field of Membership Restrictions
First Financial Credit Union of New Mexico is open to any resident or person that works throughout the state.
Deposit Rates - May 8, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.20% | $2,500 | $4,999 |
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|
|
Money Market
|
0.20% | $2,500 | $2,999 |
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|
|
Money Market
|
0.25% | $10,000 | $14,999 |
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|
|
Money Market
|
0.35% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.40% | $1,000 | $14,999 |
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|
| 6 Mo CD
|
0.50% | $25,000 | $199,999 |
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|
| 12 Mo CD
|
0.70% | $1,000 | $14,999 |
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|
| 12 Mo CD
|
0.80% | $25,000 | $199,999 |
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|
| 18 Mo CD
|
0.70% | $1,000 | $14,999 |
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|
| 18 Mo CD
|
0.80% | $25,000 | $199,999 |
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|
| 24 Mo CD
|
0.80% | $1,000 | $14,999 |
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|
| 24 Mo CD
|
0.90% | $25,000 | $199,999 |
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|
| 30 Mo CD
|
1.26% | $1,000 | $14,999 |
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|
| 30 Mo CD
|
1.36% | $25,000 | $199,999 |
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|
| 36 Mo CD
|
0.90% | $1,000 | $14,999 |
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|
| 36 Mo CD
|
1.00% | $25,000 | $199,999 |
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|
| 48 Mo CD
|
1.00% | $1,000 | $14,999 |
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|
| 48 Mo CD
|
1.11% | $25,000 | $199,999 |
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|
| 60 Mo CD
|
1.11% | $1,000 | $14,999 |
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|
| 60 Mo CD
|
1.21% | $25,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.30% | $1 | $499 | Learn More |
Loan Rates - May 8, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for First Financial
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.555% | 6.375% | 0.88 | $6,053 | $1,997 | Learn More |
NMLS ID: 2059741 |
6.776% | 6.625% | 0.88 | $4,988 | $2,049 | Learn More |
NMLS ID: 1025894 |
7.078% | 6.990% | 0.63 | $2,859 | $2,127 | Learn More |
NMLS ID: 1907 |
7.183% | 6.990% | 1.00 | $6,255 | $2,127 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to First Financial
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Branches
Below are First Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
FIRST FINANCIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
First Financial Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of First Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| First Financial | U.S. Average |
|---|---|
| 9.17% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, First Financial had $7,654,639 in non-current loans and $93,484 in owned assets. To cover these potential losses it had $80,762,318 in net worth and $3,724,483 in loans loss reserves. That gives it a Texas Ratio of 9.17%.
Net Worth
| First Financial | U.S. Average |
|---|---|
| 9.16% | 13.62% |
First Financial FCU has a net worth of 9.16% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for First Financial
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