First Florida Credit Union
Headquarters
P.o. Box 43310
Jacksonville, FL 32203
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2024 Overview
General Credit Union Information
First Florida is an NCUA insured institution located in Jacksonville, FL. It was founded in 1950 and has approximately $1362.03 millions in assets.
Who can join?
Membership is open to anyone who lives or works in any of the following Florida counties: Baker, Broward, Clay, Duval, Flagler, Gadsden, Hillsborough, Jefferson, Leon, Madison, Miami-Dade, Nassau, Orange, Seminole, St. Johns, and Wakulla.
Additionally, state of Florida employees, the employees of CSX Transportation, and other specified companies (Select Employee Groups) are also eligible to join.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 61170 |
| Date Established | 1950 |
| Assets | $1,362.03 million |
| Loans | $888.13 million |
| Deposits | $1,064.82 million |
| Capital | $176.64 million |
Field of Membership Restrictions
Membership in First Florida Credit Union is open to those who live or work in Baker, Bradford, Broward, Clay, Columbia, Duval, Flagler, Franklin, Gadsden, Hillsborough, Jackson, Jefferson, Leon, Liberty, Madison, Miami-Dade, Nassau, Orange, Palm Beach, Pinellas, Saint Johns, Seminole, Taylor, Union, Volusia, and Wakulla Counties in Florida. Membership is also open to employees of the state of Florida, CSX Corporation and other area Select Employer Groups.
Deposit Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.10% | $0 | $49,999 |
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|
| Savings
|
0.20% | $50,000 | - |
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|
|
Money Market
|
1.09% | $2,500 | - |
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|
|
Money Market
|
1.39% | $25,000 | - |
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|
|
Money Market
|
1.49% | $50,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
1.70% | $1,000 | - |
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|
| 12 Mo CD
|
2.75% | $1,000 | - |
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|
| 18 Mo CD
|
2.75% | $1,000 | - |
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|
| 24 Mo CD
|
0.89% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.89% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.89% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
0.89% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.19% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.19% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.29% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.29% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.29% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.29% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| INTCK
|
0.20% | $0 | $9,999 | Learn More |
| INTCK
|
0.25% | $10,000 | $99,999 | Learn More |
| Premium Interest Checking
|
0.30% | $100,000 | - | Learn More |
Loan Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for First Florida
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.944% | 6.750% | 1.00 | $6,400 | $2,076 | Learn More |
NMLS ID: 2059741 |
7.018% | 6.875% | 0.88 | $4,672 | $2,103 | Learn More |
NMLS ID: 3030 |
7.476% | 7.375% | 1.00 | $3,200 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to First Florida
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Branches
Below are First Florida branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
FIRST FLORIDA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
First Florida Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of First Florida. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| First Florida | U.S. Average |
|---|---|
| 3.65% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, First Florida had $6,325,898 in non-current loans and $262,054 in owned assets. To cover these potential losses it had $176,638,254 in net worth and $3,755,249 in loans loss reserves. That gives it a Texas Ratio of 3.65%.
Net Worth
| First Florida | U.S. Average |
|---|---|
| 12.93% | 13.62% |
First Florida FCU has a net worth of 12.93% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for First Florida
ted
July 7, 2019
wrong rate!
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