First Pace Credit Union

Headquarters

161 Marie Ave E
West St Paul, MN 55118
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Notable Rates APY Vs.Others
Savings N.A. 5.55% →
1-Year CD N.A. 5.41% →
2-Year CD N.A. 5.15% →
5-Year CD N.A. 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

First Pace is an NCUA insured institution located in West St Paul, MN. It was founded in 1963 and has approximately $9.53 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 64089
Date Established 1963
Assets $9.53 million
Loans $6.10 million
Deposits $7.65 million
Capital $1.82 million
 

Deposit Rates - May 10, 2024

Your Current Location: Ohio, OH 43085

We do not yet have rates for First Pace

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Loan Rates - May 10, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for First Pace

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
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Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.993% 6.875% 1.00 $3,864 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.578% 7.500% 0.75 $2,453 $2,238 Learn More
CrossCountry Mortgage
NMLS ID: 3029
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Veterans United Home Loans
NMLS ID: 1907
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Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

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Branches

Below are First Pace branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


First Pace Locations



Climate Policy and Initiatives

FIRST PACE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

First Pace Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Pace. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
First Pace U.S. Average
0.77% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, First Pace had $7,338 in non-current loans and $7,017 in owned assets. To cover these potential losses it had $1,815,459 in net worth and $41,472 in loans loss reserves. That gives it a Texas Ratio of 0.77%.

Net Worth
First Pace U.S. Average
19.05% 13.62%

First Pace FCU has a net worth of 19.05% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



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