First Service Credit Union

Headquarters

Po Box 941914
Houston, TX 77094
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ACH 313084593

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Notable Rates APY Vs.Others
Savings 0.05% 4.35% →
1-Year CD 0.75% 4.59% →
2-Year CD 0.95% 4.47% →
5-Year CD 1.30% 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

First Service is an NCUA insured institution located in Houston, TX. It was founded in 1977 and has approximately $1477.43 millions in assets.

Who can join?

Residents of Harris and Waller Counties are eligible. The union also serves the family members and employees of KBR, Halliburton, CenterPoint, Baker Hughes, and over 140 other companies.

NCUA Insured Yes / State-Chartered
Charter Number # # 68605
Date Established 1977
Assets $1,477.43 million
Loans $1,159.26 million
Deposits $1,301.18 million
Capital $161.05 million
 

Field of Membership Restrictions

Membership in First Service Credit Union is open to the people that live within Harris and Waller Counties in Texas. Membership is also open to employees of Halliburton, KBR, NRG, CenterPoint, Kinder Morgan, Baker Hughes and other Select Employer Groups and to the family of current members.

Deposit Rates - September 29, 2026

Your Current Location: Wisconsin, WI

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.35% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.65% $10,000 $14,999 Learn More
12 Mo CD
0.75% $100,000 $199,999 Learn More
18 Mo CD
0.75% $10,000 $14,999 Learn More
18 Mo CD
0.85% $100,000 $199,999 Learn More
24 Mo CD
0.85% $10,000 $14,999 Learn More
24 Mo CD
0.95% $100,000 $199,999 Learn More
36 Mo CD
0.95% $10,000 $14,999 Learn More
36 Mo CD
1.05% $100,000 $199,999 Learn More
48 Mo CD
1.05% $10,000 $14,999 Learn More
48 Mo CD
1.15% $100,000 $199,999 Learn More
60 Mo CD
1.20% $10,000 $14,999 Learn More
60 Mo CD
1.30% $100,000 $199,999 Learn More

Loan Rates - September 29, 2026

Your Current Location: Wisconsin, WI

There are currently no loan rates available for First Service

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Wisconsin 30 Year Fixed Mortgage Rates 2026

View more mortgage rates

Featured - Wisconsin Home Equity Line Of Credit Rates 2026

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Note to First Service
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Branches

Below are First Service branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Eau Claire,Wisconsin



Climate Policy and Initiatives

FIRST SERVICE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

First Service Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Service. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
First Service U.S. Average
11.42% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, First Service had $17,243,780 in non-current loans and $2,027,996 in owned assets. To cover these potential losses it had $161,046,080 in net worth and $7,759,688 in loans loss reserves. That gives it a Texas Ratio of 11.42%.

Net Worth
First Service U.S. Average
10.9% 14.48%

First Service FCU has a net worth of 10.9% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for First Service

5.0 out of 5 based on 1 rating


  • September 21, 2017 |

    CDs 60 Month Rates

    friendly and knowledgeable and fun. what more could you ask for?


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Rate it here →

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