Firstday Financial

P.o. Box 407
Dayton, OH 45405

Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 362
Date Established 1935
Assets $83.55 million
Loans $35.66 million
Deposits $76.94 million
Capital $5.82 million

Firstday Financial is an NCUA insured institution located in Dayton, OH. It was founded in 1935 and has approximately $83.55 millions in assets.

FirstDay Federal Credit Union merged with River Valley Credit Union

Savings Rates

Your Current Location: Virginia, VA 20146

We do not yet have rates for Firstday Financial

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Note to Firstday Financial
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There are currently no rates available for Firstday Financial, but see these great savings and CD rates:

1.20% APY High Yield Savings from Synchrony Bank
1.40% APY 12 Month CD from Synchrony Bank
1.45% APY 18 Month CD from Synchrony Bank
1.55% APY 15 Month CD from Synchrony Bank
1.65% APY 2 Year CD from Synchrony Bank
1.85% APY 3 Year CD from Synchrony Bank
2.00% APY 4 Year CD from Synchrony Bank
2.35% APY 60 Month CD from Synchrony Bank

Loan Rates

Your Current Location: Virginia, VA 20146

BestCashCow tracks mortgage, home equity, and auto loan rates. In the future, we will be adding other loan products. Please contact the lender for questions about their loan products.

There are currently no rates available for FIRSTDAY FINANCIAL

We're working to get rates for every bank in the world. Please bare with us until we are able to get rates for this bank.

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Note to FIRSTDAY FINANCIAL
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Branches

Below are Firstday Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Firstday Financial Locations

Financial Details

Firstday Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Firstday Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA insured. Depositors should be careful to remain within NCUA-insurance limits.

Texas Ratio
Firstday Financial U.S. Average
6.63% 7.80%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of December 31, 2016, Firstday Financial had $210,847 in non-current loans and $205,262 in owned assets. To cover these potential losses it had $5,822,185 in net worth and $457,433 in loans loss reserves. That gives it a Texas Ratio of 6.63%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth
Firstday Financial U.S. Average
6.96% 13.06%

Firstday Financial FCU has a net worth of 6.96% versus the BestCashCow average of 13.06%. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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