Firstday Financial Federal Credit Union


P.o. Box 407
Dayton, OH 45405
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Firstday Financial is an NCUA insured institution located in Dayton, OH. It was founded in 1935 and has approximately $83.55 millions in assets.

FirstDay Federal Credit Union merged with River Valley Credit Union

NCUA Insured Yes / Federally Chartered
Charter Number # # 362
Date Established 1935
Assets $83.55 million
Loans $35.66 million
Deposits $76.94 million
Capital $5.82 million

Deposit Rates - October 24, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Firstday Financial

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Loan Rates - October 24, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for FIRSTDAY FINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

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3.172% 3.100% 0.88 $2,315 $1,068 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

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2.240 %
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To upload and update your bank's rates please register. It is free to register and add rates.



Below are Firstday Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Firstday Financial Locations

Climate Initiatives

FIRSTDAY FINANCIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Firstday Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Firstday Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Firstday Financial U.S. Average
6.63% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Firstday Financial had $210,847 in non-current loans and $205,262 in owned assets. To cover these potential losses it had $5,822,185 in net worth and $457,433 in loans loss reserves. That gives it a Texas Ratio of 6.63%.

Net Worth
Firstday Financial U.S. Average
6.96% 12.22%

Firstday Financial FCU has a net worth of 6.96% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Firstday Financial

Branches and Savings

What is Firstday Financial?

A federal credit union, registered with the NCUA under certificate #362.
Learn more about credit unions here.

Is Firstday Financial FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Firstday Financial is insured by the NCUA.

Who can join Firstday Financial?

Please see Field of Membership information above for information on who is eligible to join.

What are Firstday Financial's share account and share certificate rates?

Firstday Financial's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Firstday Financial?

Firstday Financial has total capital of $5.82 million. Full information on Firstday Financial's financial position is located above.

Who owns Firstday Financial?

Credit Unions are owned by their members.

Where are Firstday Financial branches located?

See branch locations nearby.

Are Firstday Financial ATMs Open 24/7?

Do Firstday Financial ATMs accept cash deposits?

Can Firstday Financial customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Firstday Financial have a mobile app?

Does Firstday Financial have mobile deposit?

Does Firstday Financial have quick pay?

How can Firstday Financial transfer money to other banks or credit unions?

Does Firstday Financial report to credit bureaus?

Does Firstday Financial use Chexsystems?

Does Firstday Financial use Equifax?

What is Firstday Financial's toll free phone number?

What is Firstday Financial's ACH Routing Number?

What is Firstday Financial's SWIFT code?

Where can I find Firstday Financial's wire transfer form?

What is the Firstday Financial address for deposits?

What Products Does Firstday Financial Offer

Does Firstday Financial offer mortgages?

Compare mortgage rates here.

Does Firstday Financial offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Firstday Financial offer auto and RV loans?

Compare auto loan rates here.

Does Firstday Financial offer student loans or personal loans?

Compare personal loan rates here.

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