Firstday Financial Federal Credit Union

Headquarters

P.o. Box 407
Dayton, OH 45405
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Notable Rates APY Vs.Others
Savings N.A. 1.65% →
1-Year CD N.A. 2.02% →
2-Year CD N.A. 3.00% →
5-Year CD N.A. 3.35% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Firstday Financial is an NCUA insured institution located in Dayton, OH. It was founded in 1935 and has approximately $83.55 millions in assets.

FirstDay Federal Credit Union merged with River Valley Credit Union

NCUA Insured Yes / Federally Chartered
Charter Number # # 362
Date Established 1935
Assets $83.55 million
Loans $35.66 million
Deposits $76.94 million
Capital $5.82 million
 

Deposit Rates - June 27, 2022

Your Current Location: Virginia, VA 20146

We do not yet have rates for Firstday Financial

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Loan Rates - June 27, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FIRSTDAY FINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
5.207% 5.125% 0.88 $2,318 $1,362 Learn More

Note to FIRSTDAY FINANCIAL
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Branches

Below are Firstday Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Firstday Financial Locations



Climate Initiatives

FIRSTDAY FINANCIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Firstday Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Firstday Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Firstday Financial U.S. Average
6.63% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Firstday Financial had $210,847 in non-current loans and $205,262 in owned assets. To cover these potential losses it had $5,822,185 in net worth and $457,433 in loans loss reserves. That gives it a Texas Ratio of 6.63%.

Net Worth
Firstday Financial U.S. Average
6.96% 12.36%

Firstday Financial FCU has a net worth of 6.96% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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