FIVEPOINT

Headquarters

P.O. BOX 1366
Nederland, TX 77627
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 1.20% →
1-Year CD 1.46% 1.10% →
2-Year CD 1.61% 1.15% →
5-Year CD 2.07% 2.25% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Fivepoint is an NCUA insured institution located in Nederland, TX. It was founded in 1935 and has approximately $703.27 millions in assets.

NCUA Insured Yes
Charter Number # # 68643
Date Established 1935
Assets $703.27 million
Loans $500.83 million
Deposits $618.96 million
Capital $75.20 million
 

Field of Membership Restrictions

Membership in FivePoint Credit Union is open to those who live, work, worship, or attend school in Hardin, Jasper, Jefferson, Newton, or Orange Counties, or within the boundaries of the Conroe or Magnolia Independent School Districts, Texas.

Deposit Rates - August 4, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.25% $2,500 $4,999 Learn More
Money Market
0.30% $2,500 $2,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.45% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.55% $10,000 $14,999 Learn More
3 Mo CD
0.75% $100,000 $199,999 Learn More
6 Mo CD
1.01% $10,000 $14,999 Learn More
6 Mo CD
1.21% $100,000 $199,999 Learn More
12 Mo CD
1.26% $10,000 $14,999 Learn More
12 Mo CD
1.46% $100,000 $199,999 Learn More
24 Mo CD
1.41% $10,000 $14,999 Learn More
24 Mo CD
1.61% $100,000 $199,999 Learn More
36 Mo CD
1.51% $10,000 $14,999 Learn More
36 Mo CD
1.71% $100,000 $199,999 Learn More
60 Mo CD
1.87% $10,000 $14,999 Learn More
60 Mo CD
2.07% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $1 $99 Learn MoreShow Less
Int Ckg
0.15% $2,500 $3,499 Learn MoreShow Less

Loan Rates - August 4, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FIVEPOINT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.930% 2.875% 0.75 $1,762 $1,038 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More
Rocket Mortgage
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

Note to FIVEPOINT
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Fivepoint branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Fivepoint Locations


Financial Details

Fivepoint Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Fivepoint. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Fivepoint U.S. Average
5.94% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Fivepoint had $4,421,503 in non-current loans and $256,556 in owned assets. To cover these potential losses it had $75,198,083 in net worth and $3,494,622 in loans loss reserves. That gives it a Texas Ratio of 5.94%.

Net Worth
Fivepoint U.S. Average
10.69% 13.61%

Fivepoint FCU has a net worth of 10.69% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Fivepoint

Branches and Savings

What is Fivepoint?

A federal credit union, registered with the NCUA under certificate #68643.
Learn more about credit unions here.

Is Fivepoint FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Fivepoint?

Please see Field of Membership information above for information on who is eligible to join.

What are Fivepoint's share account and share certificate rates?

Fivepoint's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Fivepoint?

Fivepoint has total capital of $75.20 million. Full information on Fivepoint's financial position is located above.

Who owns Fivepoint?

Credit Unions are owned by their members.

Where are Fivepoint branches located?

See branch locations nearby.

Are Fivepoint ATMs Open 24/7?

Do Fivepoint ATMs accept cash deposits?

Can Fivepoint customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Fivepoint have a mobile app?

Does Fivepoint have mobile deposit?

Does Fivepoint have quick pay?

How can Fivepoint transfer money to other banks or credit unions?

Does Fivepoint report to credit bureaus?

Does Fivepoint use Chexsystems?

Does Fivepoint use Equifax?

What is Fivepoint's toll free phone number?

What is Fivepoint's ACH Routing Number?

What is Fivepoint's SWIFT code?

Where can I find Fivepoint's wire transfer form?

What is the Fivepoint address for deposits?

What Products Does Fivepoint Offer

Does Fivepoint offer mortgages?

Compare mortgage rates here.

Does Fivepoint offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Fivepoint offer auto and RV loans?

Compare auto loan rates here.

Does Fivepoint offer student loans or personal loans?

Compare personal loan rates here.

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