114 E Madison Rd
Madison, ME 04950
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Franklin-somerset is an NCUA insured institution located in Madison, ME. It was founded in 1962 and has approximately $149.29 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 15159 |
| Date Established | 1962 |
| Assets | $149.29 million |
| Loans | $65.38 million |
| Deposits | $129.28 million |
| Capital | $19.29 million |
Your Current Location: Kentucky, KY
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.20% | $2,500 | $4,999 |
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|
|
Money Market
|
0.20% | $2,500 | $2,999 |
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|
|
Money Market
|
0.20% | $10,000 | $14,999 |
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|
|
Money Market
|
0.25% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.20% | $1 | $499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Your Current Location: Kentucky, KY
There are currently no loan rates available for Franklin-somerset
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Below are Franklin-somerset branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Lawrenceburg,Kentucky
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 907.61 | A | View Lobby Hours | |
| 918.94 | B | View Lobby Hours | |
| 931.97 | C | View Lobby Hours | |
| 932.13 | D | View Lobby Hours |
FRANKLIN-SOMERSET is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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The following ratios and data are available to help you better understand the financial condition of Franklin-somerset. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Franklin-somerset | U.S. Average |
|---|---|
| 3.79% | 5.13 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2026, Franklin-somerset had $699,092 in non-current loans and $57,450 in owned assets. To cover these potential losses it had $19,294,996 in net worth and $650,519 in loans loss reserves. That gives it a Texas Ratio of 3.79%.
| Franklin-somerset | U.S. Average |
|---|---|
| 12.92% | 14.54% |
Franklin-somerset FCU has a net worth of 12.92% versus the BestCashCow average of 14.54. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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Last Update on November 13, 2026
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