Franklin-st. Johns Federal Credit Union

Headquarters

142 Maple Avenue
Newark, NJ 07112
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Notable Rates APY Vs.Others
Savings N.A. 4.15% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Franklin-st. Johns is an NCUA insured institution located in Newark, NJ. It was founded in 1997 and has approximately $0.13 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 68249
Date Established 1997
Assets $0.13 million
Loans $0.08 million
Deposits $0.09 million
Capital $0.04 million
 

Deposit Rates - September 21, 2026

Your Current Location: Colorado, CO

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Loan Rates - September 21, 2026

Your Current Location: Colorado, CO

There are currently no loan rates available for Franklin-st. Johns

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Colorado 30 Year Fixed Mortgage Rates 2026

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Featured - Colorado Home Equity Line Of Credit Rates 2026

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Branches

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Your Location:
Estes Park,Colorado


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Climate Policy and Initiatives

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Financial Details

Franklin-st. Johns Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Franklin-st. Johns. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Franklin-st. Johns U.S. Average
8.36% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Franklin-st. Johns had $4,033 in non-current loans and $0 in owned assets. To cover these potential losses it had $41,787 in net worth and $6,451 in loans loss reserves. That gives it a Texas Ratio of 8.36%.

Net Worth
Franklin-st. Johns U.S. Average
31.04% 14.48%

Franklin-st. Johns FCU has a net worth of 31.04% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Franklin-st. Johns

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