283 Adams St.
Rochester, PA 15074
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.40% →
1-Year CD N.A. 1.10% →
2-Year CD N.A. 1.26% →
5-Year CD N.A. 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Freedom United is an NCUA insured institution located in Rochester, PA. It was founded in 1939 and has approximately $67.9 millions in assets.

NCUA Insured Yes
Charter Number # # 3487
Date Established 1939
Assets $67.90 million
Loans $19.78 million
Deposits $56.21 million
Capital $11.62 million

Field of Membership Restrictions

Membership is open to those who live, work, or worship in Freedom or Rochester, Pennsylvania and employees and members of select businesses and organizations.

Deposit Rates - July 16, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Freedom United

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Loan Rates - July 16, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for FREEDOM UNITED

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
2.950% 2.875% 1.00 $2,428 $1,038 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
4.000 %
$0 Learn More
More Info

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Below are Freedom United branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Freedom United Locations

Financial Details

Freedom United Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Freedom United. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Freedom United U.S. Average
1.63% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Freedom United had $170,729 in non-current loans and $20,000 in owned assets. To cover these potential losses it had $11,619,830 in net worth and $102,662 in loans loss reserves. That gives it a Texas Ratio of 1.63%.

Net Worth
Freedom United U.S. Average
17.11% 13.61%

Freedom United FCU has a net worth of 17.11% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Freedom United

Branches and Savings

What is Freedom United?

A federal credit union, registered with the NCUA under certificate #3487.
Learn more about credit unions here.

Is Freedom United FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Freedom United?

Please see Field of Membership information above for information on who is eligible to join.

What are Freedom United's share account and share certificate rates?

Freedom United's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Freedom United?

Freedom United has total capital of $11.62 million. Full information on Freedom United's financial position is located above.

Who owns Freedom United?

Credit Unions are owned by their members.

Where are Freedom United branches located?

See branch locations nearby.

Are Freedom United ATMs Open 24/7?

Do Freedom United ATMs accept cash deposits?

Can Freedom United customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Freedom United have a mobile app?

Does Freedom United have mobile deposit?

Does Freedom United have quick pay?

How can Freedom United transfer money to other banks or credit unions?

Does Freedom United report to credit bureaus?

Does Freedom United use Chexsystems?

Does Freedom United use Equifax?

What is Freedom United's toll free phone number?

What is Freedom United's ACH Routing Number?

What is Freedom United's SWIFT code?

Where can I find Freedom United's wire transfer form?

What is the Freedom United address for deposits?

What Products Does Freedom United Offer

Does Freedom United offer mortgages?

Compare mortgage rates here.

Does Freedom United offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Freedom United offer auto and RV loans?

Compare auto loan rates here.

Does Freedom United offer student loans or personal loans?

Compare personal loan rates here.

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