P.o. Box 249
Froid, MT 59226
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Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.10% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Froid is an NCUA insured institution located in Froid, MT. It was founded in 1940 and has approximately $1.11 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 3602
Date Established 1940
Assets $1.11 million
Loans $0.70 million
Deposits $0.96 million
Capital $0.15 million

Deposit Rates - October 16, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Froid

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Loan Rates - October 16, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for FROID

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Flagstar Bank, FSB
NMLS ID: 417490
3.194% 3.125% 0.88 $2,208 $1,071 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

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Below are Froid branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Climate Initiatives

FROID is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Froid Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Froid. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Froid U.S. Average
9.89% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Froid had $15,585 in non-current loans and $0 in owned assets. To cover these potential losses it had $151,369 in net worth and $6,182 in loans loss reserves. That gives it a Texas Ratio of 9.89%.

Net Worth
Froid U.S. Average
13.62% 12.22%

Froid FCU has a net worth of 13.62% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Froid

Branches and Savings

What is Froid?

A federal credit union, registered with the NCUA under certificate #3602.
Learn more about credit unions here.

Is Froid FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Froid is insured by the NCUA.

Who can join Froid?

Please see Field of Membership information above for information on who is eligible to join.

What are Froid's share account and share certificate rates?

Froid's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Froid?

Froid has total capital of $0.15 million. Full information on Froid's financial position is located above.

Who owns Froid?

Credit Unions are owned by their members.

Where are Froid branches located?

See branch locations nearby.

Are Froid ATMs Open 24/7?

Do Froid ATMs accept cash deposits?

Can Froid customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Froid have a mobile app?

Does Froid have mobile deposit?

Does Froid have quick pay?

How can Froid transfer money to other banks or credit unions?

Does Froid report to credit bureaus?

Does Froid use Chexsystems?

Does Froid use Equifax?

What is Froid's toll free phone number?

What is Froid's ACH Routing Number?

What is Froid's SWIFT code?

Where can I find Froid's wire transfer form?

What is the Froid address for deposits?

What Products Does Froid Offer

Does Froid offer mortgages?

Compare mortgage rates here.

Does Froid offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Froid offer auto and RV loans?

Compare auto loan rates here.

Does Froid offer student loans or personal loans?

Compare personal loan rates here.

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